Taking a personal loan is an easy & digital process. Borrow a personal loan in Naihati at just Rs. 12,000 net salary. Many banks and NBFCs offer instant personal loans in Naihati with minimal documentation and flexible repayment options.
Why Choose a Personal Loan in Naihati?
Get Instant Loan: You can take a personal loan within 72 hours. With digital processes, obtain a loan without a branch visit.
No Additional Documents: Borrow personal loan with simple KYC documents. Income proof, such as bank statements and salary slips, is required.
Minimum 12K Salary Required: Take a personal loan of just Rs. 12,000 per month.
Low Interest Rate: Choose a lower interest personal loan from various lenders. Get an attractive interest rate of 1.35% per month.
Collateral-free Loan: A Personal loan is an unsecured loan. So, the lender is not taking any collateral or security for loan approval.
Top Lenders Offering Personal Loan in Naihati
| Lenders | Interest Rate (p.a.) | Salary Per Month | |
| WeRize | 16% to 18% p.a. | Rs. 12,000 | Apply Now |
| MoneyView | 1.33% per month | Rs. 13,500 | Apply Now |
| InCred | 11.49% to 18% p.a. | Rs. 15,000 | Apply Now |
| Fibe | 24% to 30% p.a. | Rs. 18,000 | Apply Now |
| Prefr | 18% to 36% p.a. | Rs. 18,000 | Apply Now |
| Finnable | 16% to 22% p.a. | Rs. 15,000 | Apply Now |
| IDFC | 12.50% to 18% p.a. | Rs. 15,000 | Apply Now |
| PaySense | 1.4% to 2.3% per month | Rs. 18,000 | Apply Now |
| Upward | 9% to 32% p.a. | Rs. 18,000 | Apply Now |
| mPokket | 1% to 6% per month | Rs. 9,000 | Apply Now |
Eligibility Criteria for Personal Loan in Naihati
- Borrow a loan at a minimum of Rs. 12,000 net salary.
- Minimum age requirement: 21 years, maximum age: 55 years.
- Your usual credit score of 700 is needed for enhanced loan approval.
- Minimum job experience of 12 months is required for loan approval.
Documents Required
- Aadhaar Card, PAN Card, or any other valid ID proof.
- Address proof (Utility bills, rental agreement, etc.).
- Salary slips for the last 3 months (for salaried individuals).
- Bank statements for the last 12 months.
- Selfie Photo of borrower
How to Apply for a Personal Loan in Naihati?
- Check Your Eligibility – Directly apply online personal loan eligibility calculator to know your loan amount eligibility.
- Compare Loan Offers – Research and compare interest rates from different banks and NBFCs. Also, you should check eligibility criteria.
- Fill the Application Form – Apply online application form and submit your loan application.
- Submit Required Documents – Provide necessary documents for verification.
- Loan Approval & Disbursal – Once verified, the loan is approved and disbursed within a few hours or days.
FAQs on Personal Loan in Naihati
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How much minimum salary is enough for a personal loan?
The minimum salary of Rs. 12,000 is enough to apply for a personal loan in Naihati. But a 12 months salary credit statement must be required.
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Can I get a personal loan in Naihati without a bank visit?
Yes, borrow a personal loan in Naihati from 24hrLoan, a 100% online process. Directly apply loan from “Apply Now” tab.
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What are the minimum age criteria for a personal loan in Naihati?
The minimum age is 21 and the maximum age is 55 years required for a personal loan in Naihati.