Known as the “Steel City of Bengal,” Durgapur is one of West Bengal’s fastest-growing industrial and residential hubs. It’s home to major factories, educational institutions, and a thriving service sector.
As the city grows, so do its financial needs — from managing lifestyle upgrades to handling emergencies or planning future goals. That’s why more and more people in Durgapur are turning to personal loans as a quick and flexible way to manage money without breaking their savings.
Benefits of Personal Loans in Durgapur
We make personal loan applications simple:
- One form, many banks – Apply once and get offers from top lenders.
- Fast approval – Many loans get approved and disbursed within 24 hours.
- No collateral – Personal loans are unsecured. No property or asset required.
- Best interest rates – Compare offers side-by-side to pick the lowest rate.
- 100% online – No paperwork or long queues. Just fill out the form and upload documents.
Top Lenders Offer Personal Loan in Durgapur
| Lenders | Interest Rate (p.a.) | Salary Per Month | |
| WeRize | 16% to 18% p.a. | Rs. 12,000 | Apply Now |
| MoneyView | 1.33% per month | Rs. 13,500 | Apply Now |
| InCred | 11.49% to 18% p.a. | Rs. 15,000 | Apply Now |
| Fibe | 24% to 30% p.a. | Rs. 18,000 | Apply Now |
| Prefr | 18% to 36% p.a. | Rs. 18,000 | Apply Now |
| Finnable | 16% to 22% p.a. | Rs. 15,000 | Apply Now |
| IDFC | 12.50% to 18% p.a. | Rs. 15,000 | Apply Now |
| PaySense | 1.4% to 2.3% per month | Rs. 18,000 | Apply Now |
| Upward | 9% to 32% p.a. | Rs. 18,000 | Apply Now |
| mPokket | 1% to 6% per month | Rs. 9,000 | Apply Now |
Eligibility Criteria for Personal Loans in Durgapur
Most salaried and self-employed individuals in Durgapur can apply. Basic criteria include:
- Age: 21 to 55 years
- Income: Minimum monthly salary of ₹12,000, and self-employed must show business stability.
- Employment: Salaried employees, self-employed professionals, or business owners.
- Credit Score: 700+ / -1
- Work Experience: Salaried applicants should have at least 12 months in their current job; self-employed applicants should have 1 year+ in business.
Documents Needed for Personal Loan
| Category | Documents |
| KYC Proof | PAN Card/Aadhaar Card/Driving License/ Voter ID/ Passport |
| Salaried Documents | Last 3 months Salary Slip Last 12 months Bank Statement |
| Self-employed Documents | Last 2 years ITR with balance sheet, profit loss. Business Registration Proof or GST registration proof (If required) |
| Other Documents | Passport-sized photo, Electricity bill or Property tax |
How to Apply for a Personal Loan in Durgapur
- Visit 24hrLoan.in and go to the Personal Loan in Durgapur page.
- Enter your name, income, and required loan amount.
- Get matched with top lenders instantly.
- Compare offers and pick the one that fits your needs.
- Upload documents and get money directly in your bank — often within 24 hours.
Also Read: Apply for Personal Loan in Vijayawada
Why People in Durgapur Choose Personal Loans
- Cover medical emergencies without delay.
- Manage wedding or festival expenses.
- Pay for education or travel.
- Handle home renovation or big purchases.
- Combine multiple debts into one simple EMI.
FAQs
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How fast can I get a personal loan in Durgapur?
If your documents are ready, many banks disburse funds within 24 hours.
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Do I need to visit a branch?
No. The entire process is digital from applying to approval through 24hrLoan.
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What’s the minimum income required?
Usually, a ₹12,000 per month salary is enough to get a loan of up to ₹5 lakh.
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Can self-employed people apply?
Yes. You just need valid business proof, 1 -year bank statements, and KYC proof.
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Will it affect my credit score?
Your credit report will show when you apply for and obtain a loan. Repaying on time improves your score; defaults hurt it.