Kreditzy partnered with Krazybee NBFC company to offer an instant loan of Rs. 1000 to 1 lakh. You will get the loan within 30 minutes. Monthly source of income required to apply for Kreditzy loan.
The interest rate starts from 18% to 29.95% per annum. Let’s start the process of Kreditzy’s personal loan application online.
Kreditzy Personal Loan Quick Recap
Loan Amount | Up To 1 Lakh |
Interest Rate | 18% to 29.95% p.a. |
Tenure | 91 days to 365 days |
Age | 21 yr – 45 yr. |
Income | Rs. 10,000 per month |
Processing Fees | Up to 5% |
Eligible | Self-Employed / Salaried Person |
Benefits of Kreditzy Personal Loan
Minimum Documents: You can apply for a Kreditzy personal loan with minimum documents. KYC documents & bank statements are required to apply for a loan.
Paperless Process: This is a 100% paperless process. Don’t need to submit documents offline. Upload all the documents at loan application time.
Affordable EMI: Kreditzy is offering 91 days to 365 days of affordable EMI.
Instant Approval: You will get instant approval. Money will be credited to the bank account within 30 minutes.
Digital Process: Kreditzy provides 100% digital loans. You can apply for a loan through a smartphone.
Interest Rate: An affordable interest rate is offered through Kreditzy. The interest rate starts from 18% to 29.95% per annum.
Collateral-free: You will not require any guarantor to apply for a loan. This collateral-free personal loan.
Also Read: Can I get business loan up to 25 lakh?
Eligibility Criteria for Kreditzy Personal Loan
You will require the following eligibility criteria to apply for a Kreditzy personal loan:
- The applicant should be Indian
- The age should be 21 to 45 years
- The minimum monthly salary required Rs. 10,000/-
- Salary persons and self-employees can apply
- Not defaulter previous loan
Documents Required for Kreditzy Loan
- KYC documents (Aadhaar Card, Pan Card)
- Recent 6 month’s bank statement
- Selfie Picture
Also Read: Slice Credit Card
Interest Rate & Other Charges
Interest Rate | 18% to 29.95% p.a. |
Processing Charge | Up to 5% of loan amount + GST |
Late fee | Applicable |
How to Apply for a Kreditzy Personal Loan
Step 1: Click on the “Apply Kreditzy Personal Loan” tab to start the application.
Step 2: Sign up through a Google account or Facebook account.
Step 3: Enter your name, contact no, and Email id.
Step 4: Enter the pan card number.
Step 5: Provide monthly income, current location & other details.
Step 6: Now, upload KYC documents like an Aadhaar Card & Pan Card.
Step 7: After getting the loan offer, submit your bank details.
Step 8: Money will be credited within 30 minutes.
Also Read: HDFC Bank Instant Personal Loan
Kreditzy Personal Loan Customer Care
For any queries, you can contact Kreditzy customer care.
Official Email: help@kreditzy.com
Customer Care No: 8044292500
Office Address:
No.LVL 5, 5th Floor, Saravana Place on Earth-Tech Park, Bearing No.143/A at Benniganahalli, KR Puram Bangalore Karnataka 560016 India
FAQs on Kreditzy Personal Loan
-
Is Kreditzy safe to apply for the loan?
Kreditzy partnered with Krazybee NBFC Company to provide the instant loan. So, it is 100% safe to use.
-
Am I eligible to apply for a loan, as a student?
You can apply for a Kreditzy personal loan as a student. But your age must be 18 years or above.
-
Can I get the loan without verification?
Kreditzy provides 100% digital loans. You can get the loan without verification.
-
How much loan amount does Kreditzy offer?
You can get a minimum of Rs. 1,000 to a maximum of Rs. 1 lakh instant loan.
-
Can a self-employed person apply for a Kreditzy loan?
A self-employed person can apply for a Kreditzy personal loan.