Kreditzy partnered with Krazybee NBFC company to offer an instant loan of Rs. 1000 to 1 lakh. You will get the loan within 30 minutes. Monthly source of income required to apply for Kreditzy loan.
The interest rate starts from 18% to 29.95% per annum. Let’s start the process of Kreditzy’s personal loan application online.
Kreditzy Personal Loan Quick Recap
| Loan Amount | Up To 1 Lakh |
| Interest Rate | 18% to 29.95% p.a. |
| Tenure | 91 days to 365 days |
| Age Required | 21 yr – 45 yr. |
| Income Required | Rs. 10,000 per month |
| Processing Fees | Up to 5% |
| Eligible For | Self-Employed / Salaried Person |
Benefits of Kreditzy Personal Loan
Minimum Documents: You can apply for Kreditzy personal loan with minimum documents. KYC documents & bank statements are required to apply for a loan.
Paperless Process: This is a 100% paperless process. Don’t need to submit documents offline. Upload all the documents at loan application time.
Affordable EMI: Kreditzy is offering 91 days to 365 days of affordable EMI.
Instant Approval: You will get instant approval. Money will credit to the bank account within 30 minutes.
Digital Process: Kreditzy provides 100% digital loans. You can apply for a loan through a smartphone.
Interest Rate: Affordable interest rate is offered through Kreditzy. The interest rate starts from 18% to 29.95% per annum.
Collateral-free: You will not require any guarantor to apply for a loan. This collateral-free personal loan.
Also Read: Can I get business loan up to 25 lakh?
Eligibility Criteria for Kreditzy Personal Loan
You will require the following eligibility criteria to apply for Kreditzy personal loan:
- The applicant should be Indian
- The age should be 21 to 45 years
- The minimum monthly salary required Rs. 10,000/-
- Salary persons and self-employees can apply
- Not defaulter previous loan
Documents Required for Kreditzy Loan
- KYC documents (Aadhaar Card, Pan Card)
- Recent 6 month’s bank statement
- Selfie Picture
Also Read: Slice Credit Card
Interest Rate & Other Charges
| Interest Rate | 18% to 29.95% p.a. |
| Processing Charge | Up to 5% of loan amount + GST |
| Late fee | Applicable |
How to Apply for Kreditzy Personal Loan
Step 1: Click on the “Apply Kreditzy Personal Loan” tab to start the application.
Step 2: Sign up through a Google account or Facebook account.
Step 3: Enter your name, contact no, and Email id.
Step 4: Enter the pan card number.
Step 5: Provide monthly income, current location & other details.
Step 6: Now, upload KYC documents like Aadhaar Card & Pan Card.
Step 7: After getting the loan offer, submit your bank details.
Step 8: Money will credit within 30 minutes.
Also Read: HDFC Bank Instant Personal Loan
Kreditzy Personal Loan Customer Care
For any queries, you can contact Kreditzy customer care.
Official Email: help@kreditzy.com
Customer Care No: 8044292500
Office Address:
No.LVL 5, 5th Floor, Saravana Place on Earth-Tech Park, Bearing No.143/A at Benniganahalli, KR Puram Bangalore Karnataka 560016 India
FAQs on Kreditzy Personal Loan
Is Kreditzy safe to apply for the loan?
Kreditzy partnered with Krazybee NBFC Company to provide the instant loan. So, it is 100% safe to use.
Am I eligible to apply for a loan, as a student?
You can apply for Kreditzy personal loan.
Can I get the loan without verification?
Kreditzy provides 100% digital loans. You can get the loan without verification.
How much loan amount does Kreditzy offer?
You can get a minimum of Rs. 1,000 to a maximum of Rs. 1 lakh instant loan.
Can a self-employed person apply for a Kreditzy loan?
A self-employed person can apply for Kreditzy personal loan.