Axis Bank recently announced an exciting update for its popular Neo Credit Card: it is now available with a lifetime free offering. Now you don’t have to pay any joining or renewal charges for Axis Bank Neo Credit Card.
Online Shoppers can enjoy up to 10% cashback or discounts on popular platforms like Myntra, BookMyShow, Grocers, and Swiggy. Enjoy 100% cashback on your first utility bill payment.
Axis Bank Neo Credit Card
| Welcome Benefits | Complimentary e-vouchers worth up to Rs. 250 from top brands such as Amazon, Flipkart, or Zomato. |
| Reward Points | Earn 2 reward points for every Rs.200 spent |
| Movie Ticket Discount | Get 10% discount on Movie Ticket Purchase |
| Joining Charge | No Charges |
| Renewal Fees | Lifetime Free |
Features of the Axis Bank Neo Credit Card
1. No Annual Fee: Axis Bank Neo Credit Card is now free for a lifetime. You don’t need to pay any annual membership charge.
2. Welcome Benefits: Enjoy complimentary e-vouchers worth Rs. 250 from top brands such as Amazon, Flipkart, or Zomato upon activation.
3. Reward Points:
- Earn 2 reward points for every Rs. 200 spent under the eDGE Loyalty Program.
- Get 40% off from buying food from Zomato.
- 10% off on Myntra, Blinkit, and Bookmyshow.
- Enjoy up to 100% cashback on mobile recharge through the Freecharge app or website.
4. Exclusive Discounts and Offers:
- Up to 10% discounts on popular platforms like Myntra, BookMyShow, Grofers, and Swiggy.
- Available special dining discounts of up to 15% at partner restaurants under the Axis Bank Dining Delights program.
5. Entertainment Benefits:
- Enjoy 10% discounts on Movie Ticket Purchase from BookMyShow.
6. EMI Conversion:
- Convert your high-value purchase to monthly EMI at affordable interest.
- Easy EMI payments for your travel bookings from Yatra and Goibibo.
7. Fuel Surcharge Waiver:
- Enjoy a 1% waiver on fuel surcharge across all fuel stations in India, applicable for transactions between Rs. 400 and Rs. 4,000.
Eligibility Criteria for Axis Bank Neo Credit Card
You must meet the following eligibility to apply for Neo Credit Card:
- Age must be 18 to 70 years for Neo Card to apply.
- Your income must come from a stable source such as self-employed or Salaried persons.
- The applicant’s residence must be Indian.
- Applicant credit score 730+ must required.
Documents for The Neo Credit Card From Axis Bank
- Identity Proof – PAN, Voter Card, Driving Licence, Aadhaar Card, etc.
- Income Proof – Salary Slips for salaried person, IT File for Self Employed person.
- Residence Proof – Passport, Electricity Bill, Aadhaar, etc.
- Applicant passport-size photo required.
How to Apply for the Axis Bank Neo Credit Card
Step 1: Visit the official Axis Bank website or mobile banking app.
Step 2: Navigate to the “Credit Cards” section and select “Neo Credit Card.”
Step 3: Fill out the application form and upload the necessary documents.
Step 4: Submit the form for instant approval.
Bottom Line
I like Axis Bank Neo Credit Card for discounts & offers, and zero maintenance costs.
Whether you’re new to credit cards or looking for an upgrade, the Neo Credit Card is worth considering for its affordability and perks.
However, this card does not provide a lounge access program. If you still looking for the best credit card, check out our next article.