These days pay later gives you an instant loan. You can use this loan for shopping purposes. Amazon Pay Late provides up to Rs. 60,000 in instant loans. It will take a maximum of 30 minutes to get the loan.
Use the pay-later loan for Amazon shopping. The minimal documents will require to get the loan. You may use this credit limit for 30 days with zero interest.
Amazon Pay Later Quick Recap
| Interest rate | Zero for 30 days |
| Loan Amount | Up to Rs. 60,000/- |
| Approval Process | Online |
| Loan Tenure | 30 days to 12 months |
| Age Required | 23 years or above |
| Processing Fees | NIL |
| Eligible for | Self-Employed/ Salaried Person/ Student/ HouseWife |
Benefits of Amazon Pay Later
No Processing Charge: You don’t have to pay any processing charge. Get the loan with zero processing fees.
Instant Approval: It will take 30 minutes to activate the pay-later loan.
Digital Process: The process is 100% digital. No physical documents require.
Convert to EMI: Convert your credit limit to easy EMI. Choose EMI from 3 to 12 months.
Interest-Free: You don’t need to pay interest for 30 days. Amazon pay later is offering up to 30 days of interest-free credit.
Zero Hidden Charge: There are zero hidden charges. You don’t require to pay other charges.
Also Read: How to get a loan quickly without trouble
Amazon Pay Later Interest Rate, Fees & Charges
| Interest rate | Interest-free for up to 30 days |
| Processing fee | Nil |
| Late Payment Fee | Up to Rs. 200/- |
Amazon Pay Later Loan Tenure
The following loan tenure is available through Amazon:
| Minimum Loan Tenure | 30 days |
| Maximum Loan Tenure | 12 months |
Eligibility Criteria for Amazon Pay Later
- The required age is 23 years or more
- Minimum CIBIL 700+ required
- Aadhaar-linked mobile numbers require
Documents Required
For the Amazon Pay Later loan, you have to provide the below documents:
- Applicant Pan Card
- Applicant Aadhaar Card
- Active Bank account
How to Apply for Amazon Pay Later
Step 1: Click on the “Amazon Pay Later” button.
Step 2: Open the app & search Amazon Pay Later.
Step 3: Now sign up for a pay-later loan.
Step 4: Enter your pan card, Name & date of birth.
Step 5: Now Amazon will check your credit history.
Step 6: After the eligibility check, you will get the pay-later loan.
Step 7: Set up auto-debit features
Step 8: Enter the debit card details of your bank account.
Now you can use the Amazon pay later features.
Also Read: Flipkart Pay Later EMI
Amazon Pay Later Customer Care
Customer cares are available 24/7. You may contact customer care for any queries. They are happy to help you.
Customer Care: 1800 3000 9009
Contact the toll-free number for pay later related queries.
FAQs on Amazon Pay Later
Can students be eligible to apply for pay later?
If you have a good credit history, you are eligible to apply for Amazon pay later.
Can I convert the credit limit to EMI?
You can convert the credit limit to monthly EMI. But you have to pay a minimum interest rate.
How to contact Amazon pay later customer care?
Contact customer care at 1800 3000 9009 for any pay-later-related queries.
Is Amazon pay later interest-free?
Amazon pay later is 30 days interest-free. You have to pay interest after exceeding 30 days.