If you live in South 24 Parganas and need quick access to funds, instant personal loans could be a smart solution. Whether it’s for a medical emergency, urgent home repair, education fees, or unexpected travel, these loans offer fast and flexible financial support without a lengthy process.
Benefits of Choosing Personal Loan in South 24 Parganas from 24hrLoan
Digital Disburse: Money will be directly deposited into the borrower’s account digitally.
Hassle-free Process: Enjoy a hassle-free personal loan in South 24 Parganas. No more bank required.
Flexible Repayment: Borrowers can choose a flexible tenure from our multiple lenders.
Low Interest Rate: Enjoy a lower interest rate on your loan from 24hr Loan.
Available for Low-Income Groups: If you have a low income, you can borrow a personal loan. Our partner lenders offer a loan of Rs. 12,000 per month.
Top Lenders Provide Personal Loan in South 24 Parganas
| Lenders | Interest Rate (p.a.) | Net Salary | |
| WeRize | 16% to 18% p.a. | Rs. 12,000 | Apply Now |
| MoneyView | 1.33% per month | Rs. 13,500 | Apply Now |
| InCred | 11.49% to 18% p.a. | Rs. 15,000 | Apply Now |
| Fibe | 24% to 30% p.a. | Rs. 18,000 | Apply Now |
| Prefr | 18% to 36% p.a. | Rs. 18,000 | Apply Now |
| Finnable | 16% to 22% p.a. | Rs. 15,000 | Apply Now |
| IDFC | 12.50% to 18% p.a. | Rs. 15,000 | Apply Now |
| PaySense | 1.4% to 2.3% per month | Rs. 18,000 | Apply Now |
| Upward | 9% to 32% p.a. | Rs. 18,000 | Apply Now |
| mPokket | 1% to 6% per month | Rs. 9,000 | Apply Now |
Eligibility for Personal Loan in South 24 Parganas
Our partner lenders look for the following criteria:
- Age: 21 to 55 years
- Indian Citizenship
- Monthly Income: ₹12,000 or more
- Salaried Employee: One-year experience needed for salaried position.
- Self-Employed Person: Applicant with 2 years of experience
- Credit Score: Ideally, 700+ or above is required
Loan EMI Calculator
Total Down Payment (TDP)
(TDP = D + P)
Loan EMI (LE)
(PLA= A – D)
(PLA = Principal Loan Amount)
(LE = [PLA x R x (1+R)^T]/[(1+R)^T-1] )
Total Interest Payable (TIP)
(TIP = LE * T)
Total Payment (TP)
(TP = LA + TIP + P)
Documents to Borrow Personal Loan
| Category | Documents |
| KYC Proof | PAN Card/ Aadhar Card/ Driving Licence/ Voter ID/ Passport |
| Salaried Documents | Last 3 months Salary Slip and Last 12 months Bank Statement |
| Self-employed Documents | Last 2 years ITR with balance sheet, profit loss. Business Registration Proof, GST registration proof (If required) |
| Other Documents | Passport-sized photo, Electricity bill or Property tax as a residence proof |
Also Read: Personal Loan in Naihati
How to Get a Personal Loan in South 24 Parganas
Step 1: Choose Our Partner Lender
- Select a lender from above depending on your monthly salary.
Step 2: Fill out the Application
- Fill out the application form through our official link.
Step 3: Upload Documents
You’ll need:
- PAN Card
- Aadhaar
- Bank statement (last 12 months)
- Salary slips
Step 4: Complete KYC & Get Approval
Some platforms offer e-KYC using Aadhaar OTP—no physical verification required. Approval can be received instantly or within a few hours.
Step 5: Receive the Money
The fund will be credited instantly within 5 minutes after loan approval.
FAQs
-
How much credit score is needed for a personal loan in South 24 Parganas?
Applicants with a credit score of 700+ need a personal loan in South 24 Parganas.
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How much salary is required for a personal loan in South 24 Parganas?
Borrower eligible for a personal loan of Rs. 12,000 with a salary in the South 24 Parganas location.
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May I borrow a personal loan without verification?
Yes, lenders offer personal loans with no verification required.