Get up to 10 lakh personal loans from AU Small Finance Bank. Enjoy an affordable repayment tenure of 12 to 60 months. AU Bank’s personal loan interest rate is 11% to 30% p.a. Fulfill needs like medical emergencies, repair homes, travel expenses, etc.
AU Bank Personal Loan
| Loan Amount | Up to 10 Lakh |
| Interest Rate | 11% to 30% p.a. |
| Tenure | 12 months to 60 months |
| Required Age | 23 to 60 years |
| Processing Charge | 4% of the approval amount |
5 Benefits of AU Bank Personal Loan
Get Pre-Approved Offer: If you are an existing AU Bank customer, take pre-approve loan benefits. This facility is available without documents.
Maximum Loan Disburse: Obtain up to Rs. 10 lakh personal loan from AU Small Finance Bank. Take maximum loan benefits depending on your creditworthiness.
Affordable Interest Rate: Borrowers get instant loans at 11% p.a. The lower interest will reduce your monthly EMI.
Flexible Repayment Term: AU Bank offers flexible loan terms from 1 year to 5 years. Get a longer loan term as per your requirement.
Use for Needs: You can use a personal loan as per your needs like debt consolidation, home repair, medical emergency, education, and other purpose.
Required Eligibility for AU Bank Personal Loan
Getting loan approval is easy if you know the personal loan eligibility criteria. AU Bank provides loans with below match eligibility criteria:
- The borrower must be an Indian Residence
- Age must be under 23 to 60 years for loan approval.
- Credit score must be good to apply.
AU Bank Personal Loan EMI Calculator
Knowing the EMI amount helps the borrowers to take a financial approach. Calculate your monthly installment through the Personal Loan EMI Calculator. Provide information like loan amount, interest rate, and tenure for AU Bank personal loan.
Loan EMI Calculator
Total Down Payment (TDP)
(TDP = D + P)
Loan EMI (LE)
(PLA= A – D)
(PLA = Principal Loan Amount)
(LE = [PLA x R x (1+R)^T]/[(1+R)^T-1] )
Total Interest Payable (TIP)
(TIP = LE * T)
Total Payment (TP)
(TP = LA + TIP + P)
Documents for Au Bank Personal Loan
You should know about AU Bank’s loan-required documents. These documents need to be uploaded with the loan application. Following documents list you have to submit:
- Identity Proof: (Aadhaar Card / Pan Card / Passport)
- Address Proof: (Aadhaar Card / Voter Card )
- Income Proof: (Salary Slip for Salaried Persona / Income Tax File for Self-Employed)
- Other documents if need
Compare Lender for Personal Loan with AU Bank
| Lenders | Interest Rate (p.a.) | Salary Per Month | |
| WeRize | 16% to 18% p.a. | Rs. 12,000 | Apply Now |
| MoneyView | 1.33% per month | Rs. 13,500 | Apply Now |
| InCred | 11.49% to 18% p.a. | Rs. 15,000 | Apply Now |
| Fibe | 24% to 30% p.a. | Rs. 15,000 | Apply Now |
| IIFL Finance | 12.75% to 33.75% p.a. | Rs. 15,000 | Apply Now |
| Prefr | 18% to 36% p.a. | Rs. 18,000 | Apply Now |
| Finnable | 16% to 22% p.a. | Rs. 15,000 | Apply Now |
| IDFC | 12.50% to 18% p.a. | Rs. 15,000 | Apply Now |
| PaySense | 1.4% to 2.3% per month | Rs. 18,000 | Apply Now |
| Upward | 9% to 32% p.a. | Rs. 18,000 | Apply Now |
| mPokket | 1% to 6% per month | Rs. 9,000 | Apply Now |
| Kreditbee | 1.02% per month | Rs. 10,000 | Apply Now |
Au Bank Personal Loan Fees & Charges
| Interest Rate | 11% to 30% p.a. |
| Processing Charge | 4% of the approval amount |
| Foreclose Fee | 3% to 5% of due loan amount |
| Documents Charges | Rs. 2,000 |
Application Process for Au Bank Personal Loan
1. Apply online for a personal loan through the “Apply Now” button.
2. Give your information for a quick loan application process. Provide basic details like income, address, DOB, etc.
3. Lender checks creditworthiness and pre-approved offer if available.
4. After completing formalities, AU Bank offers loans to the borrower.
FAQs
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What is the interest on AU Bank’s loan?
The interest rate is 11% to 30% p.a. of AU Bank personal loan.
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How much loan does AU Bank offer?
AU Bank provides up to Rs. 10 lakh personal loans without collateral.
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Does AU Bank offer pre-approved loans?
Yes, AU Small Finance Bank provides pre-approved loans. You can check if you are an existing AU Bank customer.
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What is the credit score best for an AU Bank personal loan?
A credit score of 735+ is a good score for AU Bank personal loan approval.