The app-based Olyv (formally named Smartcoin) personal loan provides a Rs. 5 lakh loan. Take a loan for 24 months with flexible interest 20% to 36% p.a. The paperless documents with 100% online experience. Olyv instant personal loan is an RBI-registered application that disburses loans within a few minutes.
Olyv Instant Personal Loan
| Loan Amount | Rs. 1,000 to Rs. 5 Lakh |
| Interest Rate | 20% to 36% p.a. |
| Repay Term | 2 months to 24 months |
| Required Age | 21 to 60 years |
| Credit Score | 720+ |
| Income | Not Required |
| Processing Fee | 3% + GST |
Benefits of Olyv Personal Loan
Digital Journey: Olyv loan application gives you a digital loan experience. Whenever you stay, just start to apply from the applicant’s phone.
Anyone Apply: There is no specific qualification required. If you complete the minimum eligibility, you are welcome for an Olyv instant loan.
No Hard Enquire: Your instant loan will be disbursed without hard inquiry. Soft credit inquiries provided by Olyv.
Instant Fund Transfer: Loan disburses are faster within a couple of seconds from the Olyv application. Directly funds are disbursed to a linked bank account.
No more Collateral: Olyv formerly named Smartcoin offered a personal loan without collateral. This loan will be approved without security or collateral.
Olyv Instant Personal Loan Eligibility
For Olyv (Smartcoin) loan, meet the following criteria to be eligible for a loan:
- The age should be complete of 21 to 60 years.
- Citizenship must be Indian region
- A credit score of the applicant should be 720+ or above
Also Read: Viva Money Instant Credit Line
Olyv Loan Required Documents
- Identity proof details: Pan Card / Voter Card / Aadhaar Card
- Address proof of applicant: Aadhaar Card / Driving License / Passport
- Recent bank statement
- Selfie picture of the applicant
Olyv Personal Loan Interest & Other Charges
| Interest Rate | 20% to 36% p.a. |
| Processing Charges | 3% of loan amount + GST |
How to Get an Olyv Personal Loan
1. Install the Olyv application on your smartphone.
2. Now login from your active Google or Facebook account.
3. Provide borrower details on the Olyv app.
4. Submit documents of the applicant to move the applicant next level.
5. The approval loan will be directly credited from Olyv to the customer’s bank account.
Olyv Personal Loan Customer Care
Borrower contact Olyv customer support team for queries. Contact on the working days only from 9 AM to 7 PM (Mon-Sat).
Phone Number: +91-9148 380504
Mail ID: help@smartcoin.co.in
Make a call to customer care from a registered mobile phone with Olyv. The support team will solve queries instantly.
FAQs on Olyv Loan
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Is Olyv RBI registered application?
Olyv (previous name was SmartCoin) is RBI approved instant loan provider company. So, you may apply for an Olyv instant loan without worry.
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What is the interest rate Olyv is offering?
Olyv instant loan is available with 20% to 36% ROI (Rate of Interest).
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Can I apply for an Olyv instant loan as a salaried person?
A salaried person may take an instant loan from the Olyv app at Rs. 20,000 monthly salary.
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Does student can apply for an Olyv instant loan?
Students go with Olyv instant personal loan if cross the minimum age of 21 years with a decent credit score.