Werize offers instant personal loans within 3 days. This loan is available in the pan India location. If you have a net 12,000 salary, you may apply for a Werize personal loan. The interest rate starts from 1.35% per month.
Repayment of the loan from 12 months to 36 months tenure. Also, applicants can get a top-up loan facility. So, let’s start the Werize loan application process.
WeRize Personal Loan Quick Recap
Company | WeRize |
Loan Amount | Up To 5 Lakh |
Interest Rate | 16% to 18% p.a. |
Tenure | 1 -3 years |
Age Required | 21 -55 years |
Income | 12,000 Net Salary |
Processing Fees | Up to 3% |
Eligible For | Salaried Person |
Benefits of WeRize Personal Loan
Instant Approval: Werize gives you instant loan approval compared with other lenders. You will get the money within 72 hours.
No CIBIL Required: You may apply for a loan with a minus one credit score.
Top-up Loan: Applicant is eligible to get the top-up loan facility after 4th successful EMI payment.
Paperless Documents: The documentation process is paperless. That means Werize is not taking any hard copies. Upload all the documents at the loan application time.
Flexible Tenure: The loan tenure is flexible. You may repay the loan from 12 months to 36 months tenure.
Affordable interest rate: Werize gives you a flexible interest rate. The interest rate starts from 16% to 18% per annum.
WeRize Personal Loan Eligibility Criteria
- Applicant should be an Indian Citizen
- Your age is between 21 to 55 years required
- -1 or 700+ credit Score required
- In-hand 12,000 Salary required
- 1 yr Salary account statement pdf required
Tips to Get Fast Loan Approval
You must follow some hidden tips for quick WeRize loan approval. Remind of the following loan tips apply:
Income Proof: Borrower income must come from salary which needs to be credited bank account. The customer’s salary is Rs. 12,000 and employees of Private Ltd, Public Ltd, and Government are required.
Credit Score: Maintain a decent credit history to be applicable for a WeRize personal loan. Enhance loan eligibility and get lower interest if you have a good credit score.
Reliable Information: Share correct personal information. Fill in your details that should match with your documents. The false information may reject your loan application.
Responsible Borrowing: You should be responsible for repaying the loan on the EMI date. Don’t take excessive loans that cause you big trouble to pay.
Also Read: Instant Personal Loan for Salaried Employees
How to Manage WeRize Loan Account Digitally
WeRize is one of the digital loan provider companies. Borrowers can easily manage WeRize loan accounts online. The process is simple you can understand below:
Loan Details: WeRize customers track loan details, repayment dates, and due amounts from the WeRize application. Log in from through phone number and see all the details in one click.
Payment Method: Various payment methods you can use to pay a WeRize loan. You can directly pay EMI from the WeRize application or use online apps like Gpay or PhonePe. Choose a convenient option as per your choice.
Track EMI: Customers can track repayment details from the WeRize app. Check overdue loan amounts and total loan payments online. Easy to know the repayment process in this application.
Support Team: The weRize customer support team is solving your queries through Email, phone calls, and live chat. The reliable support team is available 24×7.
Documents Required for WeRize Loan
- Identity Proof (Pan Card)
- Address Proof (Aadhaar Card)
- Income Proof (3 months Salaried Slip)
- 1 yr. Salary Account Bank Statement pdf format
- Co-applicant Aadhaar Card
- Electricity Bill / Gas Bill/ Property Tax for Residential Proof
- Applicant’s passport photo or Selfie
- Co-applicant passport photo or Selfie
WeRize Personal Loan Interest Rate
Check out the following chart of Werize’s loan:
Minimum Interest rate | 16% p.a. |
Maximum Interest rate | 18% p.a. |
Also Read: InCred Personal Loan
WeRize Personal Loan Fees & Other Charges
Processing Fee | Up To 3% + GST |
Late Payment Charge | Applicable |
Insurance Charges | Up To 3% of the loan amount |
Repayment | After 6 EMI |
Minimum Loan Tenure | 12 month |
Maximum Loan Tenure | 36 month |
How to Apply for WeRize Personal Loan
Step 1: Start the application by clicking on the “WeRize Personal Loan” button.
Step 2: Please provide the necessary information such as your name, date of birth, monthly income, and other required details.
Step 3: Enter your current residential PIN code on your Aadhaar Card.
Step 4: For the completion of your application, please upload the following documents in PDF format: PAN card, Aadhaar card (both sides), salary slip, and 12-month bank statement.
Step 5: After the eligibility check, you will get the loan offer through e-mail or SMS.
Step 6: Now, submit your Address proof (Electricity bill or Gas bill) and co-applicant Aadhaar Card to Werize customer care.
Step 7: Now, complete the e-mandate & agreement process.
Step 8: The disbursement process will start now.
Also Read: RapidRupee Personal Loan
WeRize Personal Loan Customer Care
If you have any queries, you may contact customer care. Customer care solves your queries within 24 hours.
Phone No: 9051357314 (Mon to Sat: 10 am to 6 pm)
Email ID: 24hrloan2022@gmail.com
Also, you can send a direct message by clicking here.
Office Address:
Classic Converge #251, 2nd floor, 17th cross, 5th Main Rd,
6th sector, HSR Layout, Bengaluru, Karnataka – 560102
FAQs on WeRize Personal Loan
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How much salary is required for the WeRize loan?
Your net monthly salary should be a minimum of Rs. 12.000/- required.
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What is the WeRize loan interest rate?
WeRize loan interest rate starts from 1.35% per month.
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Can I get a top-up loan facility?
You may get the top-up loan facility after 4th successful EMI payment.
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Is WeRize a trusted company?
WeRize is a trusted brand owned by Wortgage Technologies Pvt. Ltd. Also, Werize partners with multiple NBFC companies.
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