Fi Money is offering up to 5 lakh pre-approved personal loans. But this is for Fi money selected customers. If you are a user of Fi Money, you will get the offer.
You will get the loan without any verification. Money will be credited to the bank account within 24 hours. Fi Money personal loan comes with up to 4 years of repayment tenure.
Fi Money Personal Loan Quick Recap
| Loan Amount | Up To 5 Lakh |
| Interest Rate | 16% – 36% p.a. |
| Repayment Duration | Up to 48 months |
| Age | 18 years or above |
| Credit Score | 700+ |
| Processing Charge | Up to 4% of the loan amount |
| Foreclose Charge | NIL |
What is Fi Money?
Fi Money is a financial app that provides digital banking like saving accounts, Visa debit cards, and mutual fund investing with RBI-registered Federal Bank. You can open an account without going to any brunch. Also, you can bill payments, fund transfers & more.
Features & Benefits of Fi Money Personal Loan
Instant Process: Fi Money provides instant personal loans within 24 hours. This is a fast & quick loan process.
Pre-approved Loan: This is a pre-approved loan offer by Fi Money. You will get up to a 5 lakh loan.
No Documents Required: Don’t require documents. You will get this loan offer without any documentation.
Affordable EMI: Fi money is given 3 month to 48-month EMI facility. You can choose repayment tenure as per your requirement.
Competitive Interest Rate: You will get a 16% to 36% interest rate per annum. This is based on your CIBIL Score.
No Hidden Charges: No need to pay extra charges for Fi Money personal loan.
No Pre-close Fees: Fi Money does not take any pre-close charges. You can close the loan amount without paying fees.
Fi Money Loan Interest Rate
| Interest rate | 16% to 36% per year |
| Minimum Loan Tenure | 3 months |
| Maximum Loan Tenure | 48 months |
Also Read: Flipkart Pay Later EMI
Fees & Charges
| Processing Fee | 4% of the loan amount |
| Late Payment Fee | Applicable |
| Defaulter penalty | Applicable |
Fi Money Personal Loan Eligibility
Check out the eligibility criteria to apply for a Fi Money personal loan:
- This loan is available for existing Fi money customers.
- Age must be between 23 to 60 years
- Individuals with a minimum Rs. 25,000 monthly income need.
- Salary income must be Rs. 25,000 per month required.
- Applicant should be an Indian Citizen
- A good CIBIL Score (700+) required
Documents Required
- Required Pan Card
- Aadhaar Card
- Active Bank Account
- 3 months salary slip
- 3 months’ Bank statement
How to Get Fi Money Personal Loan
If you are an existing customer of the Fi Money application, you will get a pre-approved loan.
Step 1: Click the “Fi Money Loan” button or check the instant loan section on the application.
Step 2: Start the process & submit KYC documents
Step 3: Fi money check your eligibility
Step 4: After eligibility, you will get the loan offer
Fi Money Customer Care
Contact customer care for loans or other queries. Within 24 hours, Customer Care will solve your queries.
Customer Care Number: 080-47485490
Email ID: help@fi.care
You can contact customer care through the customer care number or send an Email from your registered email ID which is linked to your Fi account.
FAQs on Fi Money Personal Loan
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How much loan does Fi Money offer?
Fi Money provides up to 5 lakh pre-approved personal loans. After the eligibility check, you will get the loan offer.
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Can I get the loan without any income proof?
Fi Money is offering pre-approved loans up to 5 lakhs. You can check eligibility after the documents are submitted.
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What is the interest rate given by Fi Money?
Fi Money’s personal loan interest rate starts from 16% to 36% per annum. It also depends on your CIBIL score.
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Is Fi Money RBI registered?
Fi money partnership with RBI registered Federal bank. So, it is a trusted brand and you can apply for a loan.