You can borrow an online loan against a PAN card. With 24hrLoan, you can get a loan of up to ₹20,000 instantly using just your PAN card. No heavy paperwork, no long queues, no waiting weeks for approval. Our official partner lender offers loans based on a PAN Card, but you must undergo the lender’s creditworthiness assessment
What is a PAN Card Loan?
A PAN card loan is a type of instant personal loan where your Permanent Account Number (PAN) becomes the key document for verification. Since your PAN is directly linked to your financial history, it allows lenders to check eligibility in minutes. That means you don’t have to run around collecting endless proofs — your PAN card simplifies the process.
Benefits of a ₹20,000 Loan on PAN Card
- Quick Cash Flow: Get money transferred to your bank within hours.
- Minimal Documentation: PAN card + bank details + ID proof is usually enough.
- No Collateral Required: 100% unsecured loan, no need to pledge assets.
- Flexible Repayment: Choose a repayment period that suits your monthly income.
- Emergency-Ready: Perfect for small, urgent expenses where time matters more than paperwork.
Eligibility Criteria for ₹20,000 PAN Card Loan
Applying through 24hrLoan is simple, but you need to meet basic requirements:
- Age: 21 to 55 years
- An Indian resident with a valid PAN card
- PAN card linked to Aadhaar and an active bank account
- Minimum monthly income of ₹12,000 (salaried or self-employed)
- A reasonable credit history (700+)
Also Read: Poonawalla Fincorp Instant Loan
Documents Required
While the PAN card is the main document, you may also need:
- PAN Card: Mandatory for verification
- Aadhaar Card / Voter ID / Driving License: As ID & address proof
- Income Proof Documents: 12 months Bank Statement and Latest Salary Slip
Top Lenders for ₹20,000 Loan on PAN Card
| Lenders | Interest Rate (p.a.) | Salary Per Month | |
| WeRize | 16% to 18% p.a. | Rs. 12,000 | Apply Now |
| MoneyView | 1.33% per month | Rs. 13,500 | Apply Now |
| InCred | 11.49% to 18% p.a. | Rs. 15,000 | Apply Now |
| Fibe | 24% to 30% p.a. | Rs. 18,000 | Apply Now |
| Poonawalla Fincorp | 20% to 36% p.a. | Stable source of Income | Apply Now |
| Prefr | 18% to 36% p.a. | Stable source of Income | Apply Now |
| Finnable | 16% to 22% p.a. | Rs. 15,000 | Apply Now |
| IDFC | 12.50% to 18% p.a. | Rs. 15,000 | Apply Now |
| PaySense | 1.4% to 2.3% per month | Rs. 18,000 | Apply Now |
| Upward | 9% to 32% p.a. | Rs. 18,000 | Apply Now |
| mPokket | 1% to 6% per month | Rs. 9,000 | Apply Now |
How to Apply for a ₹20,000 Loan on a PAN Card with 24hrLoan
Getting money is as simple as ordering food online:
- Fill Out Online Form – Enter your PAN, mobile number, and basic details.
- Upload Documents – PAN + Aadhaar + income proof (if required).
- Instant Verification – Automated system checks your details in minutes.
- Get Money Transferred – The Approved amount of ₹20,000 is credited directly to your bank account.
Why Choose 24hrLoan for PAN Card Loan?
- 100% Online Process – Apply anytime, anywhere.
- Same-Day Disbursal – Get funds within 24 hours.
- Transparent Policies – No hidden fees or confusing terms.
- Trusted by Thousands – Reliable loan partner for quick needs.
Also Read: Get 10,000 Loan on Pan Card
Conclusion
₹20,000 loan on a PAN card is a fast, reliable way to cover urgent expenses without drowning in paperwork. At 24hrLoan, we’ve designed the process to be simple, quick, and customer-friendly. All you need is your PAN card — and your emergency is handled.
👉 Apply now with 24hrLoan and get ₹20,000 credited to your bank in just 24 hours.