Affordable instant credit line offered by VIVA Money. This RBI-registered company provides up to 2 lakh instant loans. It will take a maximum of 15 minutes to credit money. The VIVA Money instant credit line has a 0% interest rate for 51 days.
VIVA Money Instant Credit Line
| Loan Amount | Rs. 5,000 – Rs. 2 Lakh |
| Interest Rate | 18% to 36% p.a. |
| Tenure | 3 months to 20 months |
| Eligible Age | 21 -64 years |
| Income | Not Required |
| Processing Fee | 1.5% + GST |
Features of VIVA Money Instant Credit Line
- The users obtain up to Rs. 2 lakh instant credit line.
- The journey will be 100% online with digital loan experience.
- Transfer the credit line to your bank account instantly.
- No interest will be charged within 51 days.
- The borrower pays the interest only on the withdrawal amount.
- Simple paperwork process whenever taking a VIVA Money loan.
- Unlock flexible loan tenure from 3 to 20 months.
VIVA Money Instant Loan Eligibility
Whenever applying for a VIVA Money credit line, you are required to follow the eligibility criteria:
- Indian Citizenship required
- Age should be between 21 to 64 years
- Credit score must be decent
- Monthly income Rs. 20,000
Also Read: TrueBalance Instant Personal Loan
Required Documents
VIVA Money instant loan is available with the required documents list:
- Identity Proof: Pan Card / Aadhaar Card / Voter Card
- Address Proof: Aadhaar Card / Driving License / Voter Card
- Borrower selfie photo
VIVA Money Instant Credit Line Interest & Charges
| Rate of Interest | 18% to 36% p.a. |
| Processing Charges | 1.5% + Tax |
| Late Charges | Applicable |
How to Apply for VIVA Money Instant Credit Line
Get a VIVA Money instant loan in less than 30 minutes. The following steps you should follow for quick approval.
1. Apply for a VIVA Money instant loan from the above button.
2. Verify phone number through own number.
3. Upload your documents like Pan Card & Aadhaar Card.
4. Complete your KYC verification process from your phone.
5. When you get loan approval, you may transfer to your bank account.
Also Read: Get 25,000 Instant Loan Online
VIVA Money Instant Loan Customer Care
Contact VIVA Money instant credit line for queries. Supportive customer care helps you as quickly as possible.
Official Email ID: chat@vivamoney.in
The borrower may send mail to the official mail ID with a mention of the queries in the subject box. Send mail from your registered mail ID with VIVA Money.
FAQs on VIVA Money Credit Line
Is VIVA Money safe to use?
VIVA Money is RBI registered loan application. VIVA Money follows all the RBI guidelines. This application is 100% safe for the user.
Does VIVA Money offer an interest-free credit line?
VIVA Money provides up to 51 days of interest-free credit line. If it crosses 51 days, the loan amount will charge 18% to 36% ROI (Rate of Interest).
Can I apply for a VIVA Money loan as a student?
Students apply for VIVA Money if cross the age of 21 years. Also, a decent credit score is required for faster approval.
What are the processing charges VIVA Money is taking?
VIVA Money takes the processing fee of 1.5% of the approval loan amount. Also, GST charges will be applicable.