Diwali, the lights festival, is a joyous occasion for fresh starts and celebrating with those we care about. Diwali, the lights festival, is a joyous occasion for fresh starts and celebrating with those we care about.
However, costs also increase during this time, including buying gifts and new clothes, home improvements, travel, and holiday festivities. If you’re worried about managing it all within your budget, 24hrLoan has you covered.
With personal loans starting from just Rs. 12,000 salary, you can enjoy a stress-free Diwali and focus on what really matters — celebrating moments of happiness.
Benefits of Taking a Personal Loan for Diwali
Diwali often brings unplanned expenses. Instead of dipping into your savings or using high-interest credit cards, a personal loan gives you instant access to funds with easy repayment options.
Here’s why a personal loan from 24hrLoan makes sense this festive season:
- Quick Approvals: No waiting for days — get your loan approved within hours.
- Flexible Amounts: Borrow up to ₹5 lakh based on your eligibility.
- No Collateral Needed: Completely unsecured — no need to pledge assets.
- Minimal Documentation: Simple process with digital verification.
- Just 12K Salary Required: Low-income earners now apply for a festival loan at Rs. 12,000 net salary.
Personal Loan for Diwali Quick Recap
| Feature | Details |
| Loan Amount | Up to ₹5,00,000 |
| Eligibility | 12,000 Net Monthly Salary |
| Approval Time | Within 48 Hours |
| Collateral | Not Required |
| Repayment | 12 to 36 months |
| Purpose | Festive Expenses, Shopping, Travel, Home Decor, etc. |
How a Personal Loan Can Brighten Your Diwali
A Diwali personal loan can help you celebrate without compromise:
- Upgrade Your Home: Redecorate, paint, or renovate before the festivities.
- Buy Gifts for Loved Ones: Share happiness without cutting corners.
- Plan a Family Vacation: Make your holidays truly memorable.
- Clear Old Debts: Consolidate high-interest loans into one easy EMI.
- Shop Smart: Take advantage of festive deals with instant funds in hand.
At 24hrLoan, we make sure your financial worries don’t dim your festive lights.
Eligibility Criteria for a Diwali Personal Loan
To make sure your loan application is approved quickly, check these simple eligibility conditions before applying:
- Age: 21 to 55 years
- Employment Type: Salaried individuals with a regular income
- Minimum Net Salary: ₹12,000 per month
- Work Experience: Minimum 12 months in the current organization
- Credit Score: 700 or above preferred for faster approval
- Residence: Indian citizen with a valid local address proof
Documents Required
We keep the process simple and paperless. Just upload or share clear copies of the following documents:
- Identity Proof (Any One):
- Aadhaar Card
- PAN Card
- Passport
- Voter ID
- Address Proof (Any One):
- Utility Bill (Electricity, Water, Gas)
- Rental Agreement
- Passport
- Aadhaar Card (if updated with current address)
- Income Proof:
- Last 3 months’ salary slips
- Last 12 months’ bank statements (salary account)
- Employment Proof:
- Company ID card or offer letter
How to Apply for a Personal Loan with 24hrLoan
Getting a loan for Diwali is simple and completely online:
- Check Eligibility: Ensure your net salary qualifies.
- Apply Online: Fill out a quick form on our website.
- Upload Documents: Submit your ID, income proof, and bank details.
- Get Instant Approval: Receive confirmation in hours.
- Funds in Your Account: Celebrate Diwali with funds up to ₹5 lakh credited directly to your account.
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Conclusion
Diwali is a time to shine — not to worry about expenses. With 24hrLoan, you get instant financial freedom to celebrate your way. Apply today, get your loan within 48 hours, and light up your life this festive season!