HDFC Bank credit card holder obtains HDFC Insta Jumbo Loan. This is a pre-approved loan applicable based on the borrower’s credit limit. Enjoy a competitive rate of interest of 11.88% with 5 years loan tenure. This loan is available with zero-touch documents.
HDFC Insta Jumbo Loan
| Loan Amount | Based on Credit Card Limit |
| Interest Rate | 11.88% to 20.50% p.a. |
| Tenure of Loan | 12 months to 60 months |
| Required Income | NIL |
| Approval Process | Online |
| Processing Fee | Up to Rs. 999/- + Tax |
Advantages of HDFC Insta Jumbo Loan
- Borrowers take Insta Jumbo Loans depending on their credit card limit.
- Obtain an HDFC Jumbo loan with a 100% paperless process.
- Lower rate of interest at 11.88% to 20.50% p.a.
- Get the advantage of a long repayment term of 1 to 5 years.
- Experience lower processing charges of up to Rs. 999, including GST.
Also Read: HDFC 4 New Business Credit Card
HDFC Insta Jumbo Loan Eligibility
Obtain an HDFC Insta Jumbo Loan with the following eligibility details:
- Your savings account should be in HDFC Bank.
- You should hold an HDFC Bank Credit Card.
- The borrower may check eligibility from HDFC Bank net banking, phone banking, or via a customer representative.
HDFC Insta Jumbo Loan Other Charges
| Interest Rate | 11.88% to 20.50% p.a. |
| Due Payment Date Charges | 2% + Tax |
| Processing Fee | Up to Rs. 999/- + Tax |
| EMI Outstanding | Rs. 500/- + GST |
| Foreclose Charge | 3% of due principal amount |
How to Get an HDFC Insta Jumbo Loan
- Check the Insta Jumbo Loan offer from the HDFC Bank application.
- If you are eligible for a jumbo loan, start to apply.
- Fill required information details for instant fund transfer.
- Money will be credited to the borrower’s account in less than 15 minutes.
HDFC Insta Jumbo Loan Customer Care
Get HDFC Jumbo loan-related queries or any other inquiries, then reach HDFC bank customer care through the options below:
https://www.hdfcbank.com/personal/need-help/contact-us
Official Phone Number: 1800 1600 / 1800 2600 / 1800 202 6161
FAQs on HDFC Insta Jumbo Loan
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How do you repay the HDFC Insta Jumbo Loan?
The HDFC Insta Jumbo Loan automatically debits from your HDFC savings account.
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What is the pre-close charge of the HDFC Insta Jumbo Loan?
HDFC Insta Jumbo Loan pre-close charge is 3% of the total due loan amount.
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What is the repayment term of the HDFC Jumbo Loan?
The repayment term is 12 to 60 months for the HDFC Jumbo Loan.