Bandhan Bank Personal Loan: Get an Instant 25 Lakh Loan

Bandhan Bank provides up to Rs. 25 lakhs personal loans with 10.50% interest p.a. The loan tenure is 5 years. The money will disburse within 3 days. The minimal documents will require to get the loan.

Bandhan Bank Personal Loan

Loan Amount	Up To 25 Lakh
Interest Rate	10.50% p.a.
Loan Tenure	1 years to 5 years
Age Required	21 -58 years
Monthly Income	Net Salary 20,000
Processing Fees	Up to 1% of the loan amount
Eligible For	Salaried Employee

Features of Bandhan Bank Personal Loan

• You will get the flexible interest rate
• The processing charge is 1% of the loan amount
• You may get a higher loan amount of up to Rs. 25 lakhs
• No extra charges or hidden charges
• The interest rate is flexible at 10.50% per annum.
• Collateral–free personal loan

Also Read: Personal Loan for minimum salary 12000

Eligibility Criteria for Bandhan Bank Personal Loan

Before applying for Bandhan Bank personal loan, you should match the eligibility criteria:

• Applicant’s age should be between 21 to 58 years
• The applicant should be Indian Residence
• Credit score should be – 1 or 700+
• The net salary should be Rs. 20,000

Documents Required for Bandhan Bank Loan

• Address Proof (Aadhaar Card / Rent Agreement/ Electricity bill)
• Identity Proof (Pan Card)
• Recent 3-month Salary Slip
• Last 6-month Salary Credit bank statement pdf
• Recent Passport photo

Also Read: Instant Personal Loan in Kolkata

Bandhan Bank Personal Loan Fees & Other Charges

Processing Charges	Up to 1% of the loan amount
Cheque Bouncing Charges	Rs 500
Late Payment Charges	2% per month of the outstanding EMI
Foreclosure Statement Charge	Rs 100
Foreclosure charges	4% of the principal amount (For the first 12 months)
	2.5% of the principal amount (After 12 months of repayment)
	After 12 successful EMIs are paid, no foreclosure charges are applicable.
Duplicate Account Statement	Rs 100
Duplicate NOC (No Objection Certificate)	Rs 300

How to Apply for Bandhan Bank Personal Loan

Step 1: Click on the “Bandhan Bank Personal Loan” button.

Step 2: Fill in your details KYC.

Step 3: Our representative will call you for the documentation process.

Step 4: After all the process, you will get the loan offer.

Step 5: The last process is e-mandate & after that, you will get the money to your account.

FAQs on Bandhan Bank Personal Loan