Get 10000 Loan on Aadhaar Card

Get Rs. 10000 Loan on Aadhaar Card

The Aadhaar card is one of the important identification documents. Accessing small loans like ₹ 10000 Loan on Aadhaar Card is possible online. This is hassle-free and single documents provide you the loan.

Borrow Rs. 10,000 loan with online KYC submission. Without going bank, your loan amount will approved within 1 day.

What is an Aadhaar Card Loan?

Obtaining an Aadhaar card loan is mainly used for personal loans where an Aadhaar card is a document for the verification process. This is a 100% unsecured loan. The Unique Identification Authority of India (UIDAI) issues an Aadhaar card which goes through a biometric process for security reasons.

Eligibility for Rs. 10000 Aadhaar Card Loan

Get a Rs. 10,000 loan on an Aadhaar card by completing the eligibility criteria:

  • Age: Your age between 21 and 55 years needs to get a 10000 Aadhaar card loan.
  • Monthly Salary: Your salary must be stable at Rs. 12,000 monthly, which must be deposited into your bank account.
  • Credit Score: Borrowing an Aadhaar card loan is eligibile for a 700 credit score owner.

Benefits of Aadhaar Card Loan of Rs. 10000

Various benefits are available for Rs. 10000 Aadhaar card loan. The following list you should check out:

  • Digital Loan Process: Aadhaar card loan gives a digital loan experience. Your journey will be smooth and online.
  • Accessibility: Borrower access 10000 loan on Aadhaar card without collateral.
  • Low Interest Rates: Get your loan at 1.33% monthly interest.
  • Documents Process Low: You can enjoy a loan on Aadhaar card with Pan Card, Aadhaar Card, Salary Slip, and Bank Statement.
  •  Quick Processing: With the online process, take a quick loan process and speedy approval.

Documents for Aadhaar Card Loan

The Aadhaar card loan is available with minimal document verification. The following documents includes:

  • Aadhaar Card for address verification.
  • Pan Card for Identity proof.
  • Bank Statement: 12 months salary deposit statement.
  • Income Proof: Salary slip as an income poof.

EMI Calculator for a ₹ 10000 Loan on Aadhaar Card

Calculating for a ₹ 10000 loan includes a few parameters such as loan amount, interest rate, and loan tenure. The below formula will give you the EMI Calculator result:

EMI: P x R x (1+R)^N / [(1+R)^N-1]

  • P is the principal loan amount
  • R is the interest rate
  • N is the loan tenure

Steps Required to Calculate EMI

  1. Principal Loan Amount (P): Rs. 10,000
  2. Interest Rate (R): Assume the annual interest rate is 12%.
  3. Loan Tenure (N): Let’s assume the loan tenure is 12 months.

So, the ₹ 10000 with 12% interest rate with 12 months tenure EMI amount is Rs. 889. You have to pay Rs. 889 for 1 year to repay the Aadhaar card loan. The total interest you have to pay is Rs. 662 and the total amount including the loan amount and interest rate is Rs. 10,662.

Also Read: Applying for a 50,000 Loan on Aadhaar Card

₹ 10000 Aadhaar Card Loan Interest & Charges

You must be aware of Rs. 10,000 Aadhaar card loan interest rates and other charges. Interest rates may change depending on creditworthiness. However, the below interest rate will same for borrowers.

Interest Rates16% to 18% p.a.
Processing FeesUp To 3% + GST
Late Payment FeesBank will decide
Insurance ChargesUp To 3% of the loan amount
Minimum Loan Tenure12 month
Maximum Loan Tenure36 month

Application Process for Rs. 10000 Loan on Aadhaar Card

The application process for a ₹ 10000 Aadhaar card loan is through the below process:

  1. Online Application: Visit directly lender’s website directly from the “Apply Now” button.
  2. Fill Details Application Form: Share your information like your DOB, employment status, and personal basic details.
  3. Upload Documents: Upload a required list of documents such as Pan Card, Aadhaar Card, Salary Slip, and Bank Statement which must be 1 year.
  4. Verification: The lender will recheck and verify your application.
  5. Approval: After verification and other procedures, the loan amount is directly credited to a bank account.


  1. What is the repayment term of the Rs. 10,000 Aadhaar card loan?

    The minimum tenure is 12 months to maximum tenure is 36 months for a ₹ 10000 loan on Aadhaar card.

  2. What is the eligibility required for an Aadhaar card loan?

    Applicants with a Rs. 12,000 per month salary and a decent credit score are the main eligibility criteria needed for an Aadhaar card loan.

  3. How much time take to get an Rs. 10000 Aadhaar card loan?

    Borrowing ₹ 10000 Aadhaar card loan takes up to 3 days to deposit the loan amount to a bank account.

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