Sometimes, a sudden expense, whether it’s a medical bill, urgent travel, or a small cash crunch, demands quick money. For such situations, a ₹7,000 loan on Aadhaar Card can be the simplest solution. With 24hrLoan, you don’t need to visit multiple banks or download dozens of apps.
Benefits of taking a ₹7,000 Loan on Aadhaar Card
1. Instant Approval & Fast Disbursal
- Since the process is fully digital, you avoid long paperwork and branch visits.
- With 24hrLoan’s partner banks/NBFCs, approved loans are credited to your bank account within 24 hours.
2. No Collateral Required
- Unlike traditional loans, you don’t need to pledge gold, property, or assets.
- This makes it ideal for students, young professionals, and gig workers who don’t have collateral.
3. Simple Eligibility
- Just Aadhaar, PAN, a Salary slip, and a salary credit bank account are enough to apply.
- Even first-time borrowers or those without a long credit history can qualify.
4. Improves Credit Score
- Timely repayment of even a small loan gets reported to credit bureaus.
- This helps you build or improve your credit score, making it easier to qualify for bigger loans in the future.
5. Applicable for Low Salary Income
- Low-salaried person can apply for a ₹7,000 Loan on Aadhaar Card.
- Borrower with a ₹12,000 salary is eligible for a personal loan.
Eligibility to Get a ₹7,000 Loan on Aadhaar Card
Check your eligibility to borrow a loan on an Aadhaar Card:
- Age: Required 21 to 55 years
- Residence: Indian Citizen required
- Credit Score: Minimum CIBIL score of -1 or 700 required.
- Monthly Income: Borrower Salary should be ₹12,000/month with 1 year of job experience.
Also Read: Instant Cash Loan in 5 minutes in India
Documents Required for ₹6,000 Aadhaar Loan
Applying is simple, and in most cases, you’ll only need a few basic documents:
- Aadhaar Card – Must be Required.
- PAN Card – Required by most banks/NBFCs for credit check.
- Bank Account Details –Statement to verify the account for loan disbursal.
- Income Proof
- Salary slip (last 3 months)
- Bank statement showing salary credits (1year)
- Passport-size Photograph – Recent picture of applicant.
Top Banks / NBFCs Offer ₹7,000 Loan on Aadhaar Card
| Lenders | Interest Rate (p.a.) | Salary Per Month | |
| WeRize | 16% to 18% p.a. | Rs. 12,000 | Apply Now |
| MoneyView | 1.33% per month | Rs. 13,500 | Apply Now |
| InCred | 11.49% to 18% p.a. | Rs. 15,000 | Apply Now |
| Fibe | 24% to 30% p.a. | Rs. 18,000 | Apply Now |
| Poonawalla Fincorp | 20% to 36% p.a. | Stable source of Income | Apply Now |
| Prefr | 18% to 36% p.a. | Stable source of Income | Apply Now |
| Finnable | 16% to 22% p.a. | Rs. 15,000 | Apply Now |
| IDFC | 12.50% to 18% p.a. | Rs. 15,000 | Apply Now |
| PaySense | 1.4% to 2.3% per month | Rs. 18,000 | Apply Now |
| Upward | 9% to 32% p.a. | Rs. 18,000 | Apply Now |
| mPokket | 1% to 6% per month | Rs. 9,000 | Apply Now |
Why a ₹7,000 Aadhaar Loan Makes Sense
- Emergency Purpose: Covers sudden expenses without borrowing from friends/family.
- Short Tenure: Repay in weeks or months, not years.
- No Collateral Needed: Purely unsecured, so no risk to your assets.
Also Read: Personal Loan for ₹95,000 Salary
How to Get a ₹7,000 Loan on Aadhaar Card with 24hrLoan
- Visit 24hrLoan Website: Start your application online.
- Fill in Basic Details: Enter Aadhaar, PAN, and income information.
- Compare Offers: Get instant loan options from multiple banks/NBFCs.
- Choose & Apply: Select the offer with the best interest rate and tenure.
- Get Money in 24 Hours: Once approved, the loan is credited straight to your account.
FAQs
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How fast can I get the ₹7,000 loan through 24hrLoan?
Most approved loans are disbursed within 24 hours. Since Aadhaar-based eKYC speeds up verification, you avoid delays that usually come with paperwork.
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How much salary is required for a ₹7,000 Aadhaar loan?
Our official partner lender offering a personal loan on Aadhaar card at ₹12,000 monthly salary. If your minimum salary is ₹12,000, you are most welcome to apply.
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Is an Aadhaar card loan safe?
Yes. Aadhaar-based verification uses OTP authentication, and 24hrLoan only works with trusted, RBI-registered banks and NBFCs. Your data is safe.
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What happens if I can’t repay the ₹7,000 loan on time?
Late repayment can lead to:
1) Penalties or late fees
2) Higher outstanding balance
3) Negative impact on your credit score
4) Only borrow what you can easily pay back. -
Do I need to visit a bank branch for this loan?
No. With Aadhaar-based eKYC, the entire process is 100% online through the 24-hour Loan platform. You can apply, compare offers, and receive funds without stepping out of your home.