Get ₹7,000 Loan on Aadhaar Card

Get ₹7,000 Loan on Aadhaar Card

Sometimes, a sudden expense, whether it’s a medical bill, urgent travel, or a small cash crunch, demands quick money. For such situations, a ₹7,000 loan on Aadhaar Card can be the simplest solution. With 24hrLoan, you don’t need to visit multiple banks or download dozens of apps.

Benefits of taking a ₹7,000 Loan on Aadhaar Card

1. Instant Approval & Fast Disbursal

  • Since the process is fully digital, you avoid long paperwork and branch visits.
  • With 24hrLoan’s partner banks/NBFCs, approved loans are credited to your bank account within 24 hours.

2. No Collateral Required

  • Unlike traditional loans, you don’t need to pledge gold, property, or assets.
  • This makes it ideal for students, young professionals, and gig workers who don’t have collateral.

3. Simple Eligibility

  • Just Aadhaar, PAN, a Salary slip, and a salary credit bank account are enough to apply.
  • Even first-time borrowers or those without a long credit history can qualify.

4. Improves Credit Score

  • Timely repayment of even a small loan gets reported to credit bureaus.
  • This helps you build or improve your credit score, making it easier to qualify for bigger loans in the future.

5. Applicable for Low Salary Income

  • Low-salaried person can apply for a ₹7,000 Loan on Aadhaar Card.
  • Borrower with a ₹12,000 salary is eligible for a personal loan.

Eligibility to Get a ₹7,000 Loan on Aadhaar Card

Check your eligibility to borrow a loan on an Aadhaar Card:

  • Age: Required 21 to 55 years
  • Residence: Indian Citizen required
  • Credit Score: Minimum CIBIL score of -1 or 700 required.
  • Monthly Income: Borrower Salary should be ₹12,000/month with 1 year of job experience.

Also Read: Instant Cash Loan in 5 minutes in India

Documents Required for ₹6,000 Aadhaar Loan

Applying is simple, and in most cases, you’ll only need a few basic documents:

  1. Aadhaar Card – Must be Required.
  2. PAN Card – Required by most banks/NBFCs for credit check.
  3. Bank Account Details –Statement to verify the account for loan disbursal.
  4. Income Proof
    • Salary slip (last 3 months)
    • Bank statement showing salary credits (1year)
  5. Passport-size Photograph – Recent picture of applicant.

Top Banks / NBFCs Offer ₹7,000 Loan on Aadhaar Card

LendersInterest Rate (p.a.)Salary Per Month 
WeRize  16% to 18% p.a.Rs. 12,000Apply Now
MoneyView 1.33% per monthRs. 13,500Apply Now
InCred   11.49% to 18% p.a.Rs. 15,000Apply Now
Fibe 24% to 30% p.a.Rs. 18,000Apply Now
Prefr 18% to 36% p.a.Rs. 18,000Apply Now
Finnable 16% to 22% p.a.Rs. 15,000Apply Now
IDFC   12.50% to 18% p.a.Rs. 15,000Apply Now
PaySense   1.4% to 2.3% per monthRs. 18,000Apply Now
Upward  9% to 32% p.a.Rs. 18,000Apply Now
mPokket1% to 6% per monthRs. 9,000Apply Now

Why a ₹7,000 Aadhaar Loan Makes Sense

  • Emergency Purpose: Covers sudden expenses without borrowing from friends/family.
  • Short Tenure: Repay in weeks or months, not years.
  • No Collateral Needed: Purely unsecured, so no risk to your assets.

Also Read: Personal Loan for ₹95,000 Salary

How to Get a ₹7,000 Loan on Aadhaar Card with 24hrLoan

  1. Visit 24hrLoan Website: Start your application online.
  2. Fill in Basic Details: Enter Aadhaar, PAN, and income information.
  3. Compare Offers: Get instant loan options from multiple banks/NBFCs.
  4. Choose & Apply: Select the offer with the best interest rate and tenure.
  5. Get Money in 24 Hours: Once approved, the loan is credited straight to your account.

FAQs

  1. How fast can I get the ₹7,000 loan through 24hrLoan?

    Most approved loans are disbursed within 24 hours. Since Aadhaar-based eKYC speeds up verification, you avoid delays that usually come with paperwork.

  2. How much salary is required for a ₹7,000 Aadhaar loan?

    Our official partner lender offering a personal loan on Aadhaar card at ₹12,000 monthly salary. If your minimum salary is ₹12,000, you are most welcome to apply.

  3. Is an Aadhaar card loan safe?

    Yes. Aadhaar-based verification uses OTP authentication, and 24hrLoan only works with trusted, RBI-registered banks and NBFCs. Your data is safe.

  4. What happens if I can’t repay the ₹7,000 loan on time?

    Late repayment can lead to:
    1) Penalties or late fees
    2) Higher outstanding balance
    3) Negative impact on your credit score
    4) Only borrow what you can easily pay back.

  5. Do I need to visit a bank branch for this loan?

    No. With Aadhaar-based eKYC, the entire process is 100% online through the 24-hour Loan platform. You can apply, compare offers, and receive funds without stepping out of your home.

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