As a traveler, I prefer the SBI Miles Elite Credit Card because of reward points. Frequent traveler earns extra miles on booking flights, hotels & more. This card is a top choice for those who seek luxury and convenience. Explore why you should use for SBI Miles Elite Credit Card.
SBI Miles Elite Credit Card Overview
| Joining Fee | Rs. 4,999 + GST |
| Annual Fee | Rs. 4,999 + GST |
| Welcome Benefits | Enjoy 5,000 Travel Credits (Minimum 1 Lakh spend within 60 days) |
| Best For | Travelers |
| Waiver Renewal Fee | 15 Lakh annually spend |
| Airport Lounge Access | 8 Domestic lounge access and 6 International lounge access |
SBI Miles Elite Credit Card Features
1. Welcome Benefits
Cardholders can enjoy 5000 travel credits on at least 1 lakh spent within 60 days.
2. Reward Points
Earn 3X reward points on your travel spend. Also, get 1% reward points for a minimum of Rs. 200 spent.
3. Milestone Benefit
- Get the milestone benefit of 20,000 Travel Credits on 12 lakh annually spent from the SBI Miles Elite Credit Card.
- Additional domestic airport lounge access program with minimum spend of Rs. 1 lakh.
4. Lounge Access
Enjoy domestic lounge access 8 visits per quarter and international lounge access 6 visits per year. You can check Axis Bank Credit Card if you are a frequent traveler.
5. Other Benefits
- 1% fuel charge waiver on minimum transaction between Rs 500 to Rs 4000.
- Get a foreign currency markup fee of 1.99% with a 2.35% GST charge.
6. Priority Pass Membership
- Available 6 complimentary International Airport Lounge visits per year that are holding SBI Miles Elite Credit Card.
- Get a standard Priority Pass Program membership only for primary cardholders.
7. Air Accident and Liability Cover
The SBI Miles Elite Credit Card comes with built-in travel insurance coverage, offering protection against flight delays, lost baggage, and personal accidents. Cardholders get free Air Accident Liability Cover and credit card Fraud Liability Cover of Rs.1 crore and Rs.1 lakh.
SBI Miles Elite Credit Card Fees & Charges
Check below to know the fees of SBI Miles Elite Credit Card:
| Annual Fee | Rs.4,999 + GST |
| Renewal Fee | Rs.4,999 + GST |
| Forex Markup Fee | 1.99%+GST |
| Add-on Fee | NIL |
Features of SBI Card Miles Elite
- SBI Miles Elite Card provides welcome benefits & milestone benefits.
- Get various insurance coverage and air accident liability coverage.
- Waived off renewal fee with a minimum of 15 lahks annually spent.
- You can withdraw cash from anywhere across the globe.
- Enjoy a monthly installment plan through FLEXIPAY.
Conclusion
The SBI Miles Elite Credit Card is an excellent choice for individuals who travel frequently, enjoy luxury perks, and seek premium services. If you seek a card with excellent travel benefits, high rewards, and exclusive privileges, this card is worth considering. However, if you don’t travel often or spend significantly on premium services, you might want to explore other SBI credit card options that align with your needs.