Whenever your first choice can be a job and your second choice can be home. Yes, home is another big dream for us. We save all the money to make the dream home. But it’s now easy for us. You may take home loans from WeRize which is 24hr Loan official partner. Make dream home at home loan from Rs. 2 lakh to Rs. 75 lakh.
Home Loan Quick Recap
| Loan Available | Rs. 2 Lakh to Rs. 75 Lakh |
| Interest Rate | 12% p.a. |
| Repayment | Up to 30 years |
| Income | Rs. 12,000 (monthly) |
| Processing Charge | Up to 3% + Tax |
Benefit of Home Loan to Make Dream Home
Fulfill Dream: Whenever a dream is attached to a home, make it real through a home loan and make your dream house.
Easy for All: If you are salaried or self-employed, you can take a home loan without struggle. It is easy to take a home loan with your income proof.
Trouble Less: 24hr Loan official partner WeRize keeps it a simple and hassle-free process.
No Branch Visit: The traditional loan process required to visit the branch most of the time. We will process it online without going to the branch.
Long Tenure: Home loan repayment tenure is up to 30 years. Pay a small amount of your income and repay the loan easily.
Affordable Interest: Take a home loan at an affordable interest of 12% p.a. The lower interest helps to reduce EMI (Equated Monthly Installment).
Home Loan Required Eligibility
Check all the required eligibility details before going with a home loan:
Salaried Person
- Age: 21 to 60 years
- Credit Score: -1 / 700+
- Minimum Salary: Rs. 12,000
- The job should be 6 months old
Self Employed
- Age: 24 to 70 years
- CIBIL: -1 / 700+
- Minimum Income: Rs. 12,000
- Business must be 1 year old
Also Read: Mortgage Loan at 12,000 Salary
Types of Home Loan Includes
Home loan comes in a different segment. You may choose based on your needs:
- House Purchase (Individual House/Apartment)
- Extension/Renovation
- Balance Transfer/Top-Up Loan
- Plot + Construction Loan
- Loan Against Properties
Home Loan Documents Checklist
Salaried Person
- Aadhaar Card
- Pan Card
- 3 month’s recent salary slip
- 6 months latest bank statement
- Deed of House
- Property tax paper
- Co-applicant Aadhaar Card
- Co-applicant Pan Card
- Co-applicant must be a woman
- Current address proof
- Other documents if need
Self Employed
- Aadhaar Card
- Pan Card
- Trade License
- 2 years ITR file
- 12 month latest bank statement
- Deed of House
- Property tax paper
- Co-applicant Aadhaar Card
- Co-applicant Pan Card
- Co-applicant must be a woman
- Current address proof
- Other documents if need
How to Available Home Loans Digitally
- Directly apply for a home loan from 24hrLoan.in or contact Whatsapp: 8777259672.
- Share the listed documents with our representative.
- Your documents should be clean pictures that will verify 24hr Loan.
- After the documents checklist, we will apply for a home loan.
- After that, the WeRize team will go and verify your property.
- The loan will be approved after all eligibility checks are listed.
Frequently Asked Questions
How much loan amount is available through a home loan?
WeRize, an official 24hr Loan partner provides Rs. 2 lakh to Rs. 75 lakh home loans. After checking your property paper & income proof, the loan amount will be decided by the lender.
What is the repayment tenure of a home loan?
Home loan repayment tenure is available for 30 years. Opt for the duration that aligns with your personal preferences and requirements.
What is the minimum salary threshold needed to be eligible for a home loan?
A home loan application requires a minimum monthly salary of Rs. 12,000 for eligibility. Your debt-to-income (DTI) will be checked by the lender for loan eligibility.
Can I take a mortgage loan without taking a home loan?
Of course, you can take a mortgage loan rather than taking a home loan. Your house must be plaster and all decoration for loan against properties (LAP).