I Want 1 Lakh Rupees Loan Urgently Online

We receive many messages on WhatsApp for a 1 lakh rupees loan urgently and every time 24hrLoan replays the same message. We will guide you through all your queries and the procedure for a 1 Lakh personal loan. You may use a loan for various situations like medical emergencies, wedding costs, urgent home repairs, travel expenses, etc.

5 Benefits of 1 Lakh Rupees Loan

Ownership Proof Not Required: Access a 1 lakh rupees loan without providing an electricity bill or property paper. 24hrLoan offering personal loan without ownership proof documents.

Minimum Documents Criteria: Getting a personal loan urgently available at minimum documents. Individuals with an Aadhaar Card, Pan Card, Salary Slip, and bank Statement can start loan applications.

Digital Procedure: Borrow a 1 lakh loan from the digital process. This personal loan obtaining an online application from your smartphone.

Low-Income Earner: The lower-income earner can apply for a loan. Your minimum monthly salary of Rs. 12,000 is enough for a 1 lakh loan.

Loan Term: Borrowing a personal loan for a longer repayment term. Maximum tenure of up to 36 months available for personal loan.

Eligibility for 1 Lakh Rupees Personal Loan

Ensure you have minimum loan eligibility for personal loans which is given below:

• Loan borrower age must be under 21 to 55 years.
• The borrower must be a salaried employee with a Rs. 12,000 salary deposit to the bank.
• Your eligibility credit score usually above 700 is better for applying.
• The employee should be 12 months old and have job stability.

Also Read: 650 CIBIL Score Personal Loan

Required Documents for 1 Lakh Loan

You should prepare a common list of required documents for a 1 lakh rupees loan. Common documents given to you below:

• Proof of Identity: Aadhaar Card, Pan Card, Passport, Voter Card
• Income Proof: Latest salary slip, 12 months’ salary account statement
• Address Proof: Aadhaar Card, Voter Card
• Picture: Selfie photo of borrower

1 Lakh Rupees Loan Interest Rates & Charges

Minimum Interest Rates	16% p.a.
Maximum Interest Rates	18% p.a.
Processing Fee	Up To 3% plus GST
Late Payment Fees	Applicable
Insurance Charges	Up To 3%
Repay Loan	After 6 EMI

EMI of 1 Lakh Rupees Loan Urgently

Whenever a borrower takes a 1 lakh personal loan, the main question is the EMI. Use the 24hrLoan EMI Calculator tool to calculate monthly Equated Monthly Installments (EMIs). Monthly EMI you must pay on a fixed date to make a good relationship with the lender.

Borrowers can check the Personal Loan Eligibility Calculator for a smooth process. Make your financial approach after seeing below EMI calculation table below.

Loan Amount 1 Lakh	Interest Rates (p.a.)	Tenure	EMI
	12%	12 months	Rs. 8885
	12%	18 months	Rs. 6099
	14%	12 months	Rs. 8979
	15%	24 months	Rs. 4849
	16%	30 months	Rs. 4067
	17%	36 months	Rs. 3566

4 Tips for Successful 1 Lakh Rupees Loan

CIBIL Track Record:  As a borrower, a good credit score provides extra benefits. Maintain your CIBIL score for a successful loan application process.

Submit Authentic Documents: Most of the time borrowers apply for loans without knowing eligibility. You should follow the mandatory documents list and submit the property way. This process increases loan approval chances by more than 80%.

Accurate Information: You must ensure that all the information is correct and matches will original documents. Your accuracy provides a fast 1 lakh loan.

Employment Status: Your job profile must be under PSU, private sector, a government employee with an in-hand salary of Rs. 12,000 credit to the account.

How to Get 1 Lakh Rupees Loan Online

Experience a simple process for a 1 lakh rupees loan. With 24hrLoan, enjoy hassle-free and digital loan application.

Step 1: Directly go official lender page from the “Apply Now” button. You can fill instant loan application.

Step 2: Give your authentic information regarding salary, pan card number, DOB, etc.

Step 3: Provide your current address details. If you have an Aaadhaar Card address, no other documents are required. If not, provide a rent agreement.

Step 4: Upload all documents that are required for the loan process.

Step 5: The final process is to submit a 1 lakh loan application and wait for approval. The lender will give you approval if you pass creditworthiness.

FAQs on 1 Lakh Rupees Loan