I Need 2 Lakh Rupees Loan Urgently Online

Borrowing 2 lakh rupees loan is urgently available through the digital process. Desire your needs such as tour plan, wedding ceremony, car purchase, education purpose, etc. Borrow 2 lakh personal loan at 14% interest rate and 100% digital loan application.

Features & Benefits of 2 Lakh Rupees Loan

Minimum Salary Requirement: Apply for a 2 lakh personal loan at Rs. 12,000 monthly salary. Lenders provide digital loans without going to branches.

Instant Disbursement: With zero paperwork process, lenders offer loans online. Just accept the loan offer and complete the e-nach process.

Top-up Facility: Existing customers obtain a top-up loan and new customers get a top-up loan after completing 4 EMI.

No Hidden Fees: Get a 2 lakh personal loan without hidden charges. You should read all terms & conditions.

Maintain Online: You can maintain a loan account from the application. See your detailed loan amount and due loan amount from the app.

2 Lakh Rupees Personal Loan EMI & Tenure

You should know the EMI details and tenure while taking 2 lakh loans. Use 24hrLoan’s personal loan EMI calculator to choose the suitable monthly EMI. Let’s assume your 2 lakh loan comes with a 14% interest rate, see the EMI below:

Loan AmountInterest Rate (p.a.)Loan TenureMonthly EMI
2 Lakh14%1 yearRs. 17,958
2 Lakh14%2 yearRs. 9,603
2 Lakh14%3 yearRs. 6,836
2 Lakh14%4 yearRs. 5,466
2 Lakh14%5 yearRs. 4,654

Also Read: Get Instant Personal Loan for 40000 Salary

Eligibility for 2 Lakh Rupees Loan

We simplify the eligibility process for a 2 lakh personal loan. Check your loan eligibility through the below list:

  • Age: 21 to 55 years
  • Nationality: Indian Citizenship
  • Credit Score: Borrowing a 2 lakh loan requires a 700+ CIBIL score.
  • Monthly Salary: Your net salary of Rs. 12,000 must hit to account.
  • Work Experience: Salaried employee eligible for a loan with one year job experience.

Documents for 2 Lakh Personal Loan

Submit documents for urgent 2 lakh personal loan. Following documents you must upload for the loan application process:

  • KYC Proof: Aadhaar Card & Pan Card
  • Last month’s salary slip
  • 1 year Bank Statement Copy
  • Borrower selfie photo

Also Read: Get a Rs. 15,000 Loan in Just 10 Minutes

2 Lakh Rupees Loan Interest Rate

Interest Rate14% to 18% p.a.
Processing FeeUp To 3% + GST
Late Payment ChargeBank will decide
Insurance ChargesUp To 3% of the loan amount
ForecloseAfter 6 EMI complete
Minimum Loan Tenure12 month
Maximum Loan Tenure36 month

Steps to Apply for a 2 Lakh Rupees Loan Online

1. Research & Verify Lender

Applicant should check eligibility and verify for a 2 lakh rupees personal loan. Know the details like monthly salary, and job experience before applying.

2. Start Loan Application

Get an online loan using the above application button. Visit the official lender site and start the process.

3. Fill Details

Give your details like Name, DOB, Address, Income, etc. For a fast process, applicant information must be original.

4. Provide Documents

Upload the entire necessary documents list given above. You must check all documents are correct.

5. Verification Process

Lender official teams verify all your details and offer you a loan as per creditworthiness.

FAQs

  1. Who will be eligible for a 2 lakh rupees loan?

    Your monthly income should be Rs. 12,000 and your job experience must be one year old. Online salary credit employee only applicable for apply.

  2. What is the loan tenure of 2 lakh rupees loan?

    Loan repayment tenure is 12 to 36 months. You can foreclose a loan after completing 6 EMI.

  3. Can I apply for a 2 lakh loan without a salary slip?

    Salary slip must required documents for a 2 lakh personal loan. But you can upload a joining letter on behalf of a salary slip.

  4. What is the interest rate of 2 lakh rupees loan?

    Get a 2 lakh rupees loan at 14% to 18% p.a. interest rate. Lenders fletch your creditworthiness and provide the best rate.

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