FlexPay Instant Personal Loan

FlexPay Instant Personal Loan: 2 Lakh Loan within 1 Mint

FlexPay is offering instant credit lines up to 2 lakhs. This is an online process. FlexPay provides this loan from Vivifi India Finance Pvt. Ltd, an RBI-registered NBFC (Non-Banking Financial Company). The interest rate is 15% to 36% per annum.

Let’s see the FlexPay instant personal loan application process.

FlexPay Instant Loan Quick Recap

Loan AmountUp To 2 lakh
Interest Rate15% to 36% p.a.
Repayment Tenure10 months to 36 months
Late FeeNIL
Processing ChargeUp To Rs. 750/-
Eligible ForSelf Employed/ Student/ Salaried

Benefits of FlexPay Instant Personal Loan

Instant Credit: You will get an instant credit loan through FlexPay. Within 24 hours, the money will credit to a bank account.

Higher Loan Amount: The loan amount is up to 2 lakhs. FlexPay is offering higher loan amounts.

QR Scan: You can pay the merchant’s bills through a QR code scan.

Pay Interest Only: You can pay the interest only without paying the principal amount.

No Hidden Charge: There are no other hidden charges. Pay processing charge only.

Minimum Documents: The minimum documents will require to get the loan. KYC documents like Aadhaar Card & Pan Card will need.

Also Read: 5 Best Buy Now Pay Later Apps in India

FlexPay Instant Loan Eligibility

  • Applicant must be an Indian Citizen
  • The required age is 21 years or above
  • Minimum Salary of Rs. 8,000 required

    Documents Required for FlexPay Loan

    • Aadhaar Card
    • Pan Card
    • Address Proof ( Electricity bill / Gas bill/ Water bill)
    • Net Banking bank statement
    • Selfie Photo

    FlexPay Instant Loan Interest Rate

    Minimum Interest Rate15% p.a.
    Maximum Interest Rate36% p.a.

    FlexPay Loan Fees & Other Charges

    The following fees & charge is offered by FlexPay:

    Processing FeeRs.300- Rs.750+ GST
    Late FeeZero
    Line Usage Fee1.5% + GST
    Minimum Payment15% of the outstanding amount

    How to Apply for FlexPay Instant Loan

    Step 1: Click on the “FlexPay Instant Loan” button.

    Step 2: Sign up through a mobile number.

    Step 3: Fill in the basic KYC details

    Step 4: Upload the documents

    Step 5: Link the bank account through net banking.

    Step 6: Upload a selfie photo of the applicant.

    Step 7: After the eligibility check, you will get the loan offer.

    Also Read: 7 tips to Improve your Personal Loan eligibility 

    FlexPay Instant Loan Customer Care

    For loan or other queries, you can contact FlexPay customer care.  Customer cares solve your queries as soon as possible.

    Customer Care Number: +919908935151 / +919100038349

    Official Email: [email protected]

    Office Address:

    Vivifi India Finance (P) Ltd.
    Unit A, 9th Floor, MJR Magnifique,
    Survey No 75 & 76, Khajaguda X Roads,
    Raidurgam, Hyderabad, Telangana – 500008

    FAQs on FlexPay Instant Loan

    Is FlexPay real or fake?

    FlexPay is a 100% safe & secure application. FlexPay offering the loan through Vivifi India Finance Pvt. Ltd which is an RBI-registered NBFC company.

    Can I withdraw the FlexPay credit limit?

    If you have urgent cash requirements, you can easily transfer your credit limit to a bank account.

    Can I apply for a FlexPay loan without CIBIL score?

    The lender does not mention clearly the credit score. But if you have a good credit score, you will get the extra benefits.

    How to contact FlexPay customer care?

    You can call to FlexPay’s official number +919908935151 or send an Email to [email protected]. The customer will help you as quickly as possible.

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