FlexPay is offering instant credit lines up to 2 lakhs. This is an online process. FlexPay provides this loan from Vivifi India Finance Pvt. Ltd, an RBI-registered NBFC (Non-Banking Financial Company). The interest rate is 15% to 36% per annum.
Let’s see the FlexPay instant personal loan application process.
FlexPay Instant Loan Quick Recap
| Loan Amount | Up To 2 lakh |
| Interest Rate | 15% to 36% p.a. |
| Repayment Tenure | 10 months to 36 months |
| CIBIL | 650+ |
| Late Fee | NIL |
| Processing Charge | Up To Rs. 750/- |
| Eligible For | Self Employed/ Student/ Salaried |
Benefits of FlexPay Instant Personal Loan
Instant Credit: You will get an instant credit loan through FlexPay. Within 24 hours, the money will credit to a bank account.
Higher Loan Amount: The loan amount is up to 2 lakhs. FlexPay is offering higher loan amounts.
QR Scan: You can pay the merchant’s bills through a QR code scan.
Pay Interest Only: You can pay the interest only without paying the principal amount.
No Hidden Charge: There are no other hidden charges. Pay processing charge only.
Minimum Documents: The minimum documents will require to get the loan. KYC documents like Aadhaar Card & Pan Card will need.
Also Read: 5 Best Buy Now Pay Later Apps in India
FlexPay Instant Loan Eligibility
- Applicant must be an Indian Citizen
- The required age is 21 years or above
- Minimum Salary of Rs. 8,000 required
Documents Required for FlexPay Loan
- Aadhaar Card
- Pan Card
- Address Proof ( Electricity bill / Gas bill/ Water bill)
- Net Banking bank statement
- Selfie Photo
FlexPay Instant Loan Interest Rate
| Minimum Interest Rate | 15% p.a. |
| Maximum Interest Rate | 36% p.a. |
FlexPay Loan Fees & Other Charges
The following fees & charge is offered by FlexPay:
| Processing Fee | Rs.300- Rs.750+ GST |
| Late Fee | Zero |
| Line Usage Fee | 1.5% + GST |
| Minimum Payment | 15% of the outstanding amount |
How to Apply for FlexPay Instant Loan
Step 1: Click on the “FlexPay Instant Loan” button.
Step 2: Sign up through a mobile number.
Step 3: Fill in the basic KYC details
Step 4: Upload the documents
Step 5: Link the bank account through net banking.
Step 6: Upload a selfie photo of the applicant.
Step 7: After the eligibility check, you will get the loan offer.
Also Read: 7 tips to Improve your Personal Loan eligibility
FlexPay Instant Loan Customer Care
For loan or other queries, you can contact FlexPay customer care. Customer cares solve your queries as soon as possible.
Customer Care Number: +919908935151 / +919100038349
Official Email: support@flexpay.com
Office Address:
Vivifi India Finance (P) Ltd.
Unit A, 9th Floor, MJR Magnifique,
Survey No 75 & 76, Khajaguda X Roads,
Raidurgam, Hyderabad, Telangana – 500008
FAQs on FlexPay Instant Loan
Is FlexPay real or fake?
FlexPay is a 100% safe & secure application. FlexPay offering the loan through Vivifi India Finance Pvt. Ltd which is an RBI-registered NBFC company.
Can I withdraw the FlexPay credit limit?
If you have urgent cash requirements, you can easily transfer your credit limit to a bank account.
Can I apply for a FlexPay loan without CIBIL score?
The lender does not mention clearly the credit score. But if you have a good credit score, you will get the extra benefits.
How to contact FlexPay customer care?
You can call to FlexPay’s official number +919908935151 or send an Email to support@flexpay.com. The customer will help you as quickly as possible.