If you use your credit card for shopping, dining, travel, or bills, you might as well earn something back every time you spend. ICICI Bank’s credit cards provide rewards, cashback, and discounts, making your daily expenses more worthwhile.
Here’s a simple guide to the best ICICI Bank credit cards for rewards and cashback, along with what makes each one special.
1. ICICI Bank Amazon Pay Credit Card
Best for: Online shoppers and Amazon users
If you often shop on Amazon, this card is a must-have. The ICICI Amazon Pay Credit Card gives you cashback on every purchase—both on and off Amazon. There’s no joining or annual fee, which makes it one of the easiest cards to own.
Benefits:
- 5% cashback on Amazon purchases (for Prime members)
- 3% cashback for non-Prime members on Amazon
- 2% cashback on partner merchants
- 1% cashback on all other spends
- No joining or annual fees
Why it’s great: You earn real cashback, not points, so savings go directly to your Amazon Pay balance—easy and instant.
2. ICICI Bank Coral Credit Card
Best for: Movie lovers and casual shoppers
The ICICI Coral Credit Card is one of the most popular cards for everyday use. It rewards you for daily purchases and gives special discounts on movie tickets and dining.
Benefits:
- Earn 2 reward points for every ₹100 spent on shopping, dining, and groceries
- Buy 1 Get 1 Free movie tickets on BookMyShow and Inox (twice a month)
- Up to 15% off at select partner restaurants under the ICICI Culinary Treats program
- Reward points can be redeemed for gifts, travel, or vouchers
Fees:
- Joining Fee: ₹500 + GST
- Annual Fee: ₹500 + GST (waived if you spend ₹1.5 lakh per year)
Why it’s great: A balanced card that gives both rewards and entertainment benefits.
3. ICICI Bank Platinum Chip Credit Card
Best for: Beginners who want a simple rewards card
The ICICI Platinum Chip Credit Card is perfect if you’re new to credit cards. It helps you earn points on everyday spending without any complicated terms.
Benefits:
- Earn 2 reward points for every ₹100 spent on retail purchases (except fuel)
- Fuel surcharge waiver at HPCL pumps across India
- Safe and secure chip-based transactions
- No expiry date for reward points
Fees:
- Joining Fee: ₹0
- Annual Fee: ₹0 (lifetime free)
Why it’s great: No fees, steady reward points, and ideal for first-time users.
4. ICICI Bank Sapphiro Credit Card
Best for: Frequent travelers and premium users
If you travel often or prefer luxury benefits, the ICICI Sapphiro Credit Card is a high-end option with great rewards, lounge access, and lifestyle perks.
Benefits:
- Complimentary airport lounge access (domestic and international)
- Movie and dining vouchers every month
- Up to 4 reward points per ₹100 spent on international and travel transactions
- Buy 1 Get 1 Free on BookMyShow twice a month
- Golf course privileges and travel insurance
Fees:
- Joining Fee: ₹6,500 + GST
- Annual Fee: ₹3,500 + GST (waived if you spend ₹6 lakh or more per year)
Why it’s great: Premium benefits and high reward rates for frequent travelers and lifestyle spenders.
5. ICICI Bank MakeMyTrip Signature Credit Card
Best for: Travel lovers and online flight/hotel bookers
This card is made for people who love to travel. You earn rewards every time you book flights or hotels on MakeMyTrip, plus discounts on dining and entertainment.
Benefits:
- Complimentary MMTBLACK membership
- Discounts on flight and hotel bookings on MakeMyTrip
- Reward points on every spend
- Airport lounge access at select locations
Fees:
- Joining Fee: ₹2,500 + GST
- Annual Fee: ₹2,500 + GST (waived if you spend ₹2.5 lakh per year)
Why it’s great: Saves big on travel bookings and adds extra perks like lounge access.
Which ICICI Credit Card is Best for You?
| Spending Type | Best Card | Benefit |
|---|---|---|
| Online Shopping | Amazon Pay Credit Card | 5% cashback on Amazon |
| Everyday Use | Coral Credit Card | Rewards + Movie offers |
| Beginners | Platinum Chip Credit Card | Lifetime free |
| Frequent Travelers | Sapphiro Credit Card | Lounge + Travel perks |
| Travel Bookings | MakeMyTrip Signature Card | Discounts on flights & hotels |
Tips to Maximize Rewards and Cashback
- Pay your bills on time: Late fees can cancel out your cashback.
- Use your card strategically: Use high-reward cards for online or travel spending.
- Redeem points regularly: Don’t let your rewards expire.
- Check annual fee waivers: Spend enough to waive yearly charges.
Also Read: Top 5 Best Credit Cards for Amazon Shopping
Conclusion
ICICI Bank offers credit cards for every type of spender—whether you’re shopping online, traveling, or just using it for daily expenses. With the right card, you can earn cashback, rewards, and discounts on almost everything you buy.
If you’re looking for a reliable way to save while spending smartly, one of these ICICI Bank credit cards could be your best pick. Choose based on your lifestyle, spending habits, and how much you want to earn back each month.