HDFC Bank credit card offers huge rewards points on various segments. HDFC Bank revised the eligibility criteria for some premium credit cards including HDFC Infinia, DCB (Diners Club Black), Biz Black, and Regalia Gold.
These updates reflect for new HDFC bank credit card application. Let’s check out the eligibility criteria for each credit card.
1. HDFC Infinia Metal Credit Card
HDFC Infinia one of premium credit card. This card offers maximum reward points in various categories. Enjoy unlimited airport lounge access and golf games with an Infinia credit card.
New Eligibility Criteria
Income Requirement:
- Salaried Person: Minimum per month income of ₹3.5 to ₹5 lakhs.
- Self-employed Person: Annual income of ₹60 lakhs required.
Application Process:
You can apply Infinia Metal Credit Card as a fresh application. But existing HDFC customers are also applicable.
Credit Score:
A borrower credit score of 730+ or above must required for an HDFC Infinia Metal Card.
Additional Benefits
- 5 reward points if you spend a minimum of Rs. 150.
- Unlimited domestic & international lounge access.
- 10X reward points on shopping & travel category.
- Get 12500 bonus reward points on joining and renewal fee payment.
2. HDFC Diners Club Black (DCB) Credit Card
Enjoy a premium lifestyle program with an HDFC DCB(Dinners Club Black)Credit Card. Access additional benefits like golf games, Amazon Prime membership & more.
New Eligibility Criteria
Income Requirement:
- Salaried Person: Applicable for ₹1.75 to ₹2.5 lakhs per month income.
- Self-employed Person: Businessman with ₹60 lakhs annual income earner eligible.
Credit Score:
Your CIBIL score minimum of 750 or above is required.
Additional Benefits
- Complimentary golf club membership program.
- Enjoy Ola Cab, BookMyShow voucher worth up to Rs. 80,000.
- Get 5X reward points if you spend Rs. 150.
- Unlimited airport lounge access program.
- 10X reward points to all partner brands.
3. HDFC Biz Black Credit Card
HDFC Biz Black Credit Card is best for business owners. This is one of the business credit cards that is specially designed for business spending.
New Eligibility Criteria
Income Requirement:
- Self-employed Person: Individuals with 30 lakh income on ITR are eligible for a Biz Black Card.
Credit Score:
A personal credit score of 750+ is necessary for an HDFC Biz Black Credit Card.
Additional Benefits
- 5X reward points on tax payment.
- Unlimited domestic and international airport lounge access.
- 20 domestic and 140 international free golf courses.
- Taj Hotel voucher to stay at the hotel.
Also Read: Latest Axis Bank Credit Card Offers
4. HDFC Regalia Gold Credit Card
Access premium offerings such as travel benefits, lifestyle, and shopping. Earn 20 reward points on Rs. 150 spent at Nykaa, Myntra, Marks & Spencer and Reliance Digital.
New Eligibility Criteria
Income Requirement:
- Salaried Person: Individuals with Rs. 1 lakh to 1.5 lakh per month salary are applicable.
- Self-employed Person: Annual income of 18 lakh has to show on ITR.
Credit Score:
Customer credit report must be decent which is 730 or above is good.
Additional Benefits
- Get discounts on luxury hotels, dining, and shopping.
- Free international and domestic lounge access.
- Enjoy high reward points on travel and dining.
- 20 reward points on Rs. 150 spent on selected brands.
Conclusion
The updated eligibility criteria for HDFC Infinia, DCB (Diners Club Black), Biz Black, and Regalia Gold credit cards indicate that HDFC Bank looking for premium customers. Also, HDFC Bank offers exclusive benefits and reward points with these cards.
Get maximum credit card limit with high spending power. These cards add premium value to your lifestyle.