Financial needs can arise unexpectedly, whether it’s for emergencies, weddings, travel, education, or debt repayment. Today, digital loan apps mean you no longer wait at banks—get personal loans up to ₹10 lakh instantly, fully online and with quick payout.
24hrLoan enables you to efficiently compare multiple loan apps in one place and apply to the provider that aligns with your income and credit profile.
What are Instant Personal Loan Apps?
Instant personal loan apps are digital platforms that:
- Offer a paperless loan application.
- Use online KYC or video verification.
- Provide quick approval (sometimes within minutes)
- Credit money directly to your bank account
These apps usually partner with banks and NBFCs to offer regulated and secure loans.
Top 5 Loan Apps Offering Up to ₹10 Lakhs Instant Personal Loans
Below are some of the most popular and trusted loan apps available through platforms like 24hrLoan.
1. WeRize
WeRize focuses mainly on salaried individuals and first-time borrowers.
Features
- 100% digital application
- Fast approval process
- Flexible EMI options
Best for: Salaried professionals looking for quick and easy loans.
2. Poonawalla Fincorp
Poonawalla Fincorp is known for offering higher loan amounts at competitive interest rates.
Features
- Loan amount up to ₹10 lakh
- Transparent charges
- Trusted NBFC backing
Best for: Borrowers with good credit scores seeking larger loan amounts.
3. Muthoot Fincorp
Muthoot Fincorp offers personal loans through a simple digital process supported by its strong nationwide presence.
Features
- Quick processing
- Simple documentation
- Reliable customer support
Best for: Borrowers who prefer a well-known financial brand.
4. DMI Finance
DMI Finance is popular for instant digital personal loans, even for borrowers with moderate credit scores.
Key Features
- Fully online KYC
- Fast approval & disbursal
- Wide city coverage
Best for: Urgent personal loan requirements.
5. Tata Capital
Tata Capital offers high-value personal loans with flexible tenure and strong brand trust.
Features
- Loan amount up to ₹10 lakh
- Flexible repayment tenure
- Suitable for salaried and self-employed
Best for: Borrowers seeking higher loan limits and long-term tenure.
5 Loan Apps Offering Up to ₹10 Lakhs Loan
| Loan App / Lender | Loan Amount | Interest Rate (p.a.) | Tenure | Processing Fee | Best For |
| WeRize | ₹25,000 – ₹5 Lakh | 14% – 24% | 6 – 60 months | Up to 3% | Salaried individuals |
| Poonawalla Fincorp | ₹50,000 – ₹10 Lakh | 11% – 22% | 6 – 60 months | Up to 3% | High loan amount |
| Muthoot Fincorp | ₹30,000 – ₹5 Lakh | 15% – 24% | 12 – 48 months | Up to 3% | Trusted NBFC |
| DMI Finance | ₹20,000 – ₹9 Lakh | 13% – 26% | 6 – 60 months | Up to 3% | Instant digital loans |
| Tata Capital | ₹50,000 – ₹10 Lakh | 11% – 24% | 12 – 72 months | Up to 3% | Long tenure loans |
Benefits of Using Instant Loan Apps
- Quick approval and fast disbursal
- No collateral required
- Minimal documentation
- Flexible EMI options
- 100% online process
How 24hrLoan Helps You Choose the Right Loan App
Instead of applying to multiple apps separately, 24hrLoan allows you to:
- Compare offers from multiple loan apps and lenders.
- Check eligibility instantly
- Avoid unnecessary rejections
- Choose the lowest interest option.
- Apply safely from one platform.
Things to Check Before Applying
Before choosing any loan app, always check:
- Interest rate type (reducing balance preferred)
- Processing and hidden charges
- EMI amount and tenure
- Prepayment or foreclosure charges
24hrLoan ensures transparent loan comparison to help you make the right choice.
Also Read: Apply for Instant 1,000 Loan on Aadhaar Card
Conclusion
The best loan apps offering up to ₹10 lakhs instant personal loans make borrowing faster and more convenient than ever. Whether you need funds urgently or want a higher loan amount, choosing the right app is important.
With 24hrLoan, you can compare trusted loan apps, find the best deal, and apply confidently—without collateral and without stress.