Instant loan apps are the most convenient and easy process. You can borrow up to 20 lakh loans with just KYC documents and bank statements. Loan approval takes less than 30 minutes. Use a loan for emergency expenses, medical bills, or any urgent financial need. Instant loan apps provide hassle-free credit without lengthy approval processes.
At 24hrLoan, we’ve carefully selected the top 4 instant loan apps that offer fast approvals, minimal documentation, and flexible repayment options. Here’s our expert list to help you make the best choice.
Top 4 Instant Loan Apps for You
| Application | Loan Amount | Interest Rate | Tenure |
| Navi | ₹10,000 – ₹20 lakh | 9.9% per annum | 3 to 72 months |
| DMI Finance | ₹5,000 – ₹15 lakh | 12% annually | 3 to 36 months |
| MoneyView | ₹5,000 – ₹10 lakh | 1.33% per month | 3 to 60 months |
| KreditBee | ₹1,000 – ₹4 lakh | 1.02% per month | 3 to 24 months |
1. Navi Loan
Obtain an instant loan within 30 minutes from the Navi application, which is on our top list. You can take a maximum ₹20 lakh loan from Navi at a 9.9% Interest rate.
✅ Loan Amount: ₹10,000 – ₹20,00,000
✅ Interest Rate: Starts at 9.9% per annum
✅ Tenure: 3 to 72 months
✅ Key Features: No collateral, quick disbursal, completely app-based process
2. DMI Finance
Borrow up to 15 lakh loans from DMI Finance with one click. User-friendly application for smartphone users. Get a loan for 3 to 36 months tenure at a 12% interest rate.
✅ Loan Amount: ₹5,000 – ₹15,00,000
✅ Interest Rate: Starts at 12% per annum
✅ Tenure: 3 to 36 months
✅ Key Features: No collateral, instant loan processing, minimal documentation
3. MoneyView
Money View is one of India’s leading instant loan apps, offering quick personal loans with minimal documentation, flexible EMIs, and fast approvals. Customers can take up to ₹10 lakh loan within 1 hour.
✅ Loan Amount: ₹5,000 – ₹10,00,000
✅ Interest Rate: Starts at 1.33% per month
✅ Tenure: 3 to 60 months
✅ Key Features: Ony KYC documents required, flexible repayment
4. KreditBee
It’s easy to borrow up to 4 lakh loans from KreditBee. Get a loan at 1.02% per month with 3 to 24 months. Borrow a KreditBee loan at a 700 credit score.
✅ Loan Amount: ₹5,000 – ₹4,00,000
✅ Interest Rate: Starts at 1.02% per month
✅ Tenure: 3 to 24 months
✅ Key Features: Quick approval, flexible repayment, Digital process
Other Instant Loan Apps
| Feature | LazyPay | KreditBee | Navi Loan | PaySense | CASHe |
| Max Loan | ₹1,00,000 | ₹4,00,000 | ₹20,00,000 | ₹5,00,000 | ₹4,00,000 |
| Interest Rate | 15% per annum | 1.02%/month | 9.9%/annum | 1.4%/month | 2.25%/month |
| Disbursal Time | 24 Hours | Same Day | 30 Minutes | 24 Hours | 30 Minutes |
| Credit Score Needed? | Yes | Yes | Yes | No | Yes |
| Loan Tenure | 3-24 months | 3-24 months | 3-72 months | 3-60 months | 3-18 months |
How to Choose the Best Instant Loan App?
🔹 Compare Interest Rates – Lower rates mean lower repayment costs.
🔹 Check Loan Amount & Tenure – Choose an app that fits your loan needs.
🔹 Review Eligibility Criteria – Some apps require minimum salary or credit scores.
🔹 Look for Processing Fees & Hidden Charges – Some apps charge extra fees.
At 24hrLoan, we assist you in finding the best loan solutions tailored to your needs. Whether you are a salaried employee, student, or business owner, our platform offers fast, reliable, and secure loan options.
FAQs
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How much credit score is required for Navi Loan?
Applicant minimum credit score of 730+ applicable for quick loan approval for Navi instant loan.
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Can I get an instant loan with a 700 credit score?
Borrow an instant loan from Kreditbee and CASHe application at a 700 credit score.
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Can I get a loan of Rs. 10 lakh online?
The most two trusted applications such as Navi, and MoneyView offer 10 lakh loans online. But, a credit score must be 730+ with KYC documents and good banking transactions required.