In January 2026, many trusted NBFCs and digital lenders are offering fast and flexible unsecured personal loans. Platforms like 24hrLoan make it easier by helping users compare these lenders in one place instead of applying separately.
Below are some of the top unsecured personal loan providers popular for quick approval, a digital process, and wide eligibility.
1. WeRize Personal Loan
WeRize is a fast-growing digital lending platform focused on salaried individuals.
Highlights
- Quick online application
- Minimal paperwork
- Suitable for first-time borrowers
- 5 Lakh personal loan
Best for: Salaried employees looking for instant approval and simple EMIs. You can apply for just Rs. 12,000 net salary.
2. Poonawalla Fincorp Personal Loan
Poonawalla Fincorp is known for transparent charges and competitive interest rates.
Highlights
- High loan amount eligibility
- Flexible tenure options
- Trusted NBFC brand
- 5 lakh Instant Loan
Best for: Borrowers with good CIBIL scores seeking higher loan amounts.
3. Muthoot Fincorp Business Loan
Muthoot Fincorp offers personal loans with quick disbursal and a strong offline + online presence.
Highlights
- Simple eligibility
- Fast processing
- Reliable customer support
- Up to 3 lakh business loans
Best for: A self-employed business owner can get video verify business loan.
4. DMI Finance Personal Loan
DMI Finance is popular for digital personal loans with quick approval, even for moderate credit profiles. Borrow up to 9 lakh instant loan.
Highlights
- Fully digital KYC
- Fast approval & disbursal
- Available in multiple cities
- 9 Lakh instant loan
Best for: Borrowers who need funds urgently.
Comparison Table: Top Unsecured Personal Loans (January 2026)
| Lender Name | Loan Amount | Interest Rate (p.a.) | Tenure | Processing Fee | Best For |
| WeRize | ₹25,000 – ₹5 Lakh | 14% – 24% | 6 – 36 months | Up to 3% | Salaried individuals |
| Poonawalla Fincorp | ₹50,000 – ₹5 Lakh | 11% – 22% | 6 – 60 months | Up to 3% | High loan amount seekers |
| Muthoot Fincorp | ₹30,000 – ₹3 Lakh | 15% – 24% | 12 – 48 months | Up to 3% | Business Owner |
| DMI Finance | ₹20,000 – ₹9 Lakh | 13% – 26% | 6 – 60 months | Up to 3% | Instant digital loans |
Note: Interest rates and eligibility may vary based on income, city, and credit score.
Why Compare These Lenders on 24hrLoan?
✔ One application, multiple lenders
✔ Easy comparison in one place
✔ Higher approval chances
✔ Transparent interest rates
✔ No need to visit bank branches
24hrLoan helps you choose the best unsecured personal loan based on your income, credit score, and urgency.
Which Unsecured Personal Loan Is Best for You?
- Low interest priority → Poonawalla Fincorp
- Fast digital approval → WeRize or DMI Finance
- Trusted NBFC brand → Muthoot Fincorp
- First-time borrower → WeRize
Choosing the right lender helps reduce EMI burden and improve your credit health.
Also Read: Bank of Baroda 5 Lakh Loan
Conclusion
In January 2026, unsecured personal loans from lenders like WeRize, Poonawalla Fincorp, Muthoot Fincorp, and DMI Finance are among the best options for quick and hassle-free funding. With 24hrLoan, you can compare all these options and apply confidently—without collateral and without confusion.