My friend Neha called me yesterday and asked for an online cashback credit card. I replied do you have any specific online shopping platform? She told me that she loves to go shopping on Amazon. So, I quickly told myself the 5 best credit cards for Amazon shopping.
You can also pick the best card after comparing each of them. Easily save 5% to 10% extra money on your online purchase.
Top 5 Best Credit Cards for Amazon India Shopping
| Credit Cards | Cashback | Annual Charge |
| SBI SimplyCLICK Credit Card | 5% cashback point for Prime members on Amazon India, 3% cash back for non-Prime members | Rs 499 |
| Amazon Pay ICICI Bank Credit Card | 5% cashback point for Prime members on Amazon India, 3% cashback for non-Prime members | NIL |
| HDFC Bank Millennia Credit Card | 5% cashback on Amazon, BookMyShow, 1% cashback on other categories | Rs 1,000 |
| Axis Neo Credit Card | 5% off on Utility bill payments via Amazon Pay, 100% cashback of up to Rs. 300 on the first utility bill payment | Rs 250 |
| SBI Cashback Credit Card | 5% cashback on Amazon India, 1% cashback on other categories | Rs 999 |
1. SBI SimplyCLICK Credit Card
- Joining Fee: Rs 499+GST
- Annual Fee: Rs 499+GST
Key Benefits
- There are 10X reward points on online spending with Amazon, Cleartrip, BookMyShow, and other partnered merchants.
- Enjoy a gift voucher worth Rs. 500 from Amazon as a welcome gift
- 1% cashback points on other categories.
- 5X reward points on all other online spends.
- Annual fee waiver on spends of ₹1 lakh in a year.
2. Amazon Pay ICICI Bank Credit Card
- Joining Fee: NIL
- Annual Fee: NIL
Key Benefits
- Enjoy a 5% cashback point for Prime members on Amazon India and, a 3% cashback for non-Prime members.
- Get 1% cashback on other transactions.
- A 15% discount is available at partner restaurants of ICICI Bank.
- 1% fuel surcharge waiver across all petrol pumps with this card.
3. HDFC Bank Millennia Credit Card
- Joining Fee: Rs. 1,000 + GST
- Annual Fee: Rs. 1,000 + GST
Key Benefits
- Get 10X CashPoints on Flipkart, Amazon, Swiggy, Reliance Smart SuperStore and BigBasket.
- 5X reward points on EMI transactions at selected categories.
- 500 CashPoints as a welcome gift.
- 2 reward points of a minimum of Rs. 150 spent on other categories.
4. Axis Neo Credit Card
- Joining Fee: Rs 250+GST
- Annual Fee: Rs 250+GST
Key Benefits
- Get up to 40% off on top brands, like Zomato, Blinkit, and Myntra.
- Enjoy 5% off on recharges & bill payments via Amazon Pay.
- Available 100% cashback up to Rs. 300 on the first utility bill payment within 30 days of credit card activation.
- 1 EDGE reward point is available of minimum Rs. 200 spent.
5. SBI Cashback Credit Card
- Joining Fee: Rs 999+GST
- Annual Fee: Rs 999+GST
Key Benefits
- 5% cashback point on all online spends.
- Enjoy 1% cashback points across all offline spends.
- You can earn cashback points up to Rs. 5,000 per month.
- Get a 1% fuel surcharge waiver of up to Rs. 100 per month.
Tips to Choose the Best Card for Amazon Shopping
Check Cashback Rates: Opt for cards that offer maximum cashback on Amazon purchases.
Annual Fees: Choose cards with low or zero annual fees unless the rewards justify the cost.
Additional Perks: Look for complimentary benefits like lounge access, fuel surcharge waivers, or milestone rewards.
Also Read: 5 Best Credit Cards for Airport Lounge
Conclusion
Selecting the best credit card for Amazon shopping depends on your shopping frequency and lifestyle. For dedicated Amazon users, the Amazon Pay ICICI Bank Credit Card is one of the best choices. However, cards like SBI SimplyCLICK and HDFC Millennia cater to a broader online shopping spectrum, offering significant value.
Happy shopping and saving!